Ghs HIV antibody at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$7.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$42.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.30 with United Healthcare vs $39.90 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $13.30 ↑ +71%
Anthem Blue Cross Blue Shield Colorado Medicare $13.71 ↑ +76%
Clear Spring Health Medicare Advantage $13.71 ↑ +76%
Medica Medicare Advantage $13.71 ↑ +76%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $13.71 ↑ +76%
Medicare Traditional Medicare $13.71 ↑ +76%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $13.71 ↑ +76%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $13.71 ↑ +76%
Longevity Medicare Advantage $14.12 ↑ +82%
Humana Medicare Advantage $14.12 ↑ +82%
Devoted Health Services Medicare Advantage $14.40 ↑ +85%
Assist Health Group AHG Specialty Network $16.45 ↑ +112%
Banner Health Banner Choice Plus/Banner Select $17.22 ↑ +122%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $21.50 ↑ +177%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $22.60 ↑ +191%
Denver Health Medical Plan Commercial $24.50 ↑ +215%
United Healthcare UHC Colorado Doctors Plan $25.20 ↑ +224%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $27.42 ↑ +253%
Hue Health, Inc Medicare Advantage $29.40 ↑ +278%
United Healthcare UHC Exchange $31.21 ↑ +302%
Centivo Self-Funded $32.90 ↑ +323%
United Healthcare Commercial $34.69 ↑ +346%
Medica Commercial $34.99 ↑ +350%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $35.46 ↑ +356%
Apostrophe, Inc. Commercial $35.70 ↑ +359%
Decent Health Commercial $35.70 ↑ +359%
Aetna Commercial $36.92 ↑ +375%
First Choice Health Network Commercial $37.80 ↑ +386%
Multiplan Commercial $39.48 ↑ +408%
First Choice of the Midwest Commercial $39.90 ↑ +414%

Visitor-reported prices

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Ghs HIV antibody at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $18.69 $10.79 – $39.90
Sterling Regional Medical Center Sterling $17.09 $11.72 – $40.74
East Morgan County Hospital Brush $31.04 $17.70 – $40.74
AdventHealth Porter Denver $327.62 $13.44 – $25.36
CENTRAL PARK ER, A PART OF ROSE DENVER $588.00 $6.24 – $33.32
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $283.38 $13.57 – $14.40
AdventHealth Littleton Littleton $327.62 $13.44 – $25.36
AdventHealth Avista Louisville $327.62 $13.44 – $25.36

All Colorado hospitals for this procedure →