Ecg external < 48 hours scanning analysis w/report at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$243.82
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$605.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$57.98 with United Healthcare vs $574.75 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $57.98 | ↓ -76% |
| Medica | Medicare Advantage | $59.77 | ↓ -75% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $59.77 | ↓ -75% |
| Medicare | Traditional Medicare | $59.77 | ↓ -75% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $59.77 | ↓ -75% |
| Clear Spring Health | Medicare Advantage | $59.77 | ↓ -75% |
| Longevity | Medicare Advantage | $61.56 | ↓ -75% |
| Humana | Medicare Advantage | $61.56 | ↓ -75% |
| Devoted Health Services | Medicare Advantage | $62.76 | ↓ -74% |
| Assist Health Group | AHG Specialty Network | $71.72 | ↓ -71% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $93.72 | ↓ -62% |
| Denver Health Medical Plan | Commercial | $106.83 | ↓ -56% |
| Centivo | Self-Funded | $143.45 | ↓ -41% |
| Hue Health, Inc | Medicare Advantage | $152.41 | ↓ -37% |
| Banner Health | Banner Choice Plus/Banner Select | $155.49 | ↓ -36% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $192.56 | ↓ -21% |
| Coventry | Auto | $344.85 | ↑ +41% |
| Coventry | Workers Comp | $484.00 | ↑ +99% |
| Medica | Commercial | $503.96 | ↑ +107% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $508.20 | ↑ +108% |
| Apostrophe, Inc. | Commercial | $514.25 | ↑ +111% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $514.25 | ↑ +111% |
| Decent Health | Commercial | $514.25 | ↑ +111% |
| Aetna | Commercial | $531.79 | ↑ +118% |
| Multiplan | Commercial | $568.70 | ↑ +133% |
| First Choice of the Midwest | Commercial | $574.75 | ↑ +136% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Ecg external < 48 hours scanning analysis w/report at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $270.44 | $57.91 – $574.75 |
| East Morgan County Hospital | Brush | $388.11 | $264.22 – $608.19 |
| AdventHealth Porter | Denver | $1,527.81 | $60.99 – $115.13 |
| HCA HealthONE AURORA | Aurora | $3,556.04 | $94.13 – $98.09 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $628.00 | $94.13 – $98.09 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $465.50 | $94.13 – $98.09 |
| HCA HealthONE SKY RIDGE | Lone Tree | $5,218.95 | $94.13 – $98.09 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $5,218.95 | $78.85 – $98.09 |