Ecg external < 48 hours scanning analysis w/report at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$270.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$605.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.91 with United Healthcare vs $574.75 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $57.91 ↓ -79%
Anthem Blue Cross Blue Shield Colorado Medicare $59.70 ↓ -78%
Clear Spring Health Medicare Advantage $59.70 ↓ -78%
Medica Medicare Advantage $59.70 ↓ -78%
Medicare Traditional Medicare $59.70 ↓ -78%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $59.70 ↓ -78%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $59.70 ↓ -78%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $59.70 ↓ -78%
Humana Medicare Advantage $61.49 ↓ -77%
Longevity Medicare Advantage $61.49 ↓ -77%
Devoted Health Services Medicare Advantage $62.69 ↓ -77%
Assist Health Group AHG Specialty Network $71.64 ↓ -74%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $93.61 ↓ -65%
Denver Health Medical Plan Commercial $106.70 ↓ -61%
Centivo Self-Funded $143.28 ↓ -47%
Hue Health, Inc Medicare Advantage $152.24 ↓ -44%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $192.56 ↓ -29%
Banner Health Banner Choice Plus/Banner Select $248.05 ↓ -8%
Medica Commercial $503.96 ↑ +86%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $510.86 ↑ +89%
Apostrophe, Inc. Commercial $514.25 ↑ +90%
Decent Health Commercial $514.25 ↑ +90%
Aetna Commercial $531.79 ↑ +97%
First Choice Health Network Commercial $544.50 ↑ +101%
Multiplan Commercial $568.70 ↑ +110%
First Choice of the Midwest Commercial $574.75 ↑ +113%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ecg external < 48 hours scanning analysis w/report at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $243.82 $57.98 – $574.75
East Morgan County Hospital Brush $388.11 $264.22 – $608.19
AdventHealth Porter Denver $1,527.81 $60.99 – $115.13
HCA HealthONE AURORA Aurora $3,556.04 $94.13 – $98.09
CENTRAL PARK ER, A PART OF ROSE DENVER $628.00 $94.13 – $98.09
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $465.50 $94.13 – $98.09
HCA HealthONE SKY RIDGE Lone Tree $5,218.95 $94.13 – $98.09
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $5,218.95 $78.85 – $98.09

All Colorado hospitals for this procedure →