Drug assay caffeine at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$26.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$116.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$29.81 with Banner Health vs $110.20 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $29.81 | ↑ +12% |
| United Healthcare | UHC Medicare Advantage | $37.41 | ↑ +40% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $38.57 | ↑ +45% |
| Clear Spring Health | Medicare Advantage | $38.57 | ↑ +45% |
| Medica | Medicare Advantage | $38.57 | ↑ +45% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $38.57 | ↑ +45% |
| Medicare | Traditional Medicare | $38.57 | ↑ +45% |
| Humana | Medicare Advantage | $39.73 | ↑ +49% |
| Longevity | Medicare Advantage | $39.73 | ↑ +49% |
| Devoted Health Services | Medicare Advantage | $40.50 | ↑ +52% |
| Assist Health Group | AHG Specialty Network | $46.28 | ↑ +73% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $54.29 | ↑ +103% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $60.48 | ↑ +127% |
| Coventry | Auto | $66.12 | ↑ +148% |
| Denver Health Medical Plan | Commercial | $68.94 | ↑ +158% |
| United Healthcare | UHC Colorado Doctors Plan | $73.78 | ↑ +177% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $77.14 | ↑ +189% |
| Hue Health, Inc | Medicare Advantage | $81.20 | ↑ +204% |
| United Healthcare | Commercial | $92.34 | ↑ +246% |
| United Healthcare | UHC Exchange | $92.34 | ↑ +246% |
| Centivo | Self-Funded | $92.57 | ↑ +247% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $92.80 | ↑ +248% |
| Coventry | Workers Comp | $92.80 | ↑ +248% |
| Medica | Commercial | $96.63 | ↑ +262% |
| Decent Health | Commercial | $98.60 | ↑ +270% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $98.60 | ↑ +270% |
| Apostrophe, Inc. | Commercial | $98.60 | ↑ +270% |
| Aetna | Commercial | $101.96 | ↑ +282% |
| Multiplan | Commercial | $109.04 | ↑ +309% |
| First Choice of the Midwest | Commercial | $110.20 | ↑ +313% |
Visitor-reported prices
Comments
Drug assay caffeine at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $26.33 | $37.41 – $110.20 |
| Sterling Regional Medical Center | Sterling | $38.28 | $32.36 – $112.52 |
| East Morgan County Hospital | Brush | $71.46 | $48.88 – $112.52 |
| AdventHealth Porter | Denver | $78.38 | $37.80 – $71.35 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $419.00 | $17.55 – $93.73 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $528.95 | $22.56 – $93.73 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $635.92 | $38.18 – $40.50 |
| AdventHealth Littleton | Littleton | $78.38 | $37.80 – $71.35 |