Drug assay caffeine at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$26.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$116.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.41 with United Healthcare vs $110.20 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $37.41 ↑ +42%
Medica Medicare Advantage $38.57 ↑ +46%
Anthem Blue Cross Blue Shield Colorado Medicare $38.57 ↑ +46%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $38.57 ↑ +46%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $38.57 ↑ +46%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $38.57 ↑ +46%
Medicare Traditional Medicare $38.57 ↑ +46%
Clear Spring Health Medicare Advantage $38.57 ↑ +46%
Humana Medicare Advantage $39.73 ↑ +51%
Longevity Medicare Advantage $39.73 ↑ +51%
Devoted Health Services Medicare Advantage $40.50 ↑ +54%
Assist Health Group AHG Specialty Network $46.28 ↑ +76%
Banner Health Banner Choice Plus/Banner Select $47.56 ↑ +81%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $60.48 ↑ +130%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $62.41 ↑ +137%
Denver Health Medical Plan Commercial $68.94 ↑ +162%
United Healthcare UHC Colorado Doctors Plan $69.60 ↑ +164%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $77.14 ↑ +193%
Hue Health, Inc Medicare Advantage $81.20 ↑ +208%
United Healthcare UHC Exchange $86.19 ↑ +227%
Centivo Self-Funded $92.57 ↑ +252%
United Healthcare Commercial $95.82 ↑ +264%
Medica Commercial $96.63 ↑ +267%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $97.95 ↑ +272%
Apostrophe, Inc. Commercial $98.60 ↑ +274%
Decent Health Commercial $98.60 ↑ +274%
Aetna Commercial $101.96 ↑ +287%
First Choice Health Network Commercial $104.40 ↑ +297%
Multiplan Commercial $109.04 ↑ +314%
First Choice of the Midwest Commercial $110.20 ↑ +319%

Visitor-reported prices

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Drug assay caffeine at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $26.68 $29.81 – $110.20
Sterling Regional Medical Center Sterling $38.28 $32.36 – $112.52
East Morgan County Hospital Brush $71.46 $48.88 – $112.52
AdventHealth Porter Denver $78.38 $37.80 – $71.35
CENTRAL PARK ER, A PART OF ROSE DENVER $419.00 $17.55 – $93.73
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $528.95 $22.56 – $93.73
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $635.92 $38.18 – $40.50
AdventHealth Littleton Littleton $78.38 $37.80 – $71.35

All Colorado hospitals for this procedure →