Anca screen with reflex to titer -quest at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$14.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$55.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.82 with Banner Health vs $43.70 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $11.82 | ↓ -20% |
| United Healthcare | UHC Medicare Advantage | $14.60 | ↓ -1% |
| Medicare | Traditional Medicare | $15.05 | ↑ +2% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $15.05 | ↑ +2% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $15.05 | ↑ +2% |
| Medica | Medicare Advantage | $15.05 | ↑ +2% |
| Clear Spring Health | Medicare Advantage | $15.05 | ↑ +2% |
| Longevity | Medicare Advantage | $15.50 | ↑ +6% |
| Humana | Medicare Advantage | $15.50 | ↑ +6% |
| Devoted Health Services | Medicare Advantage | $15.80 | ↑ +8% |
| Assist Health Group | AHG Specialty Network | $18.06 | ↑ +23% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $21.53 | ↑ +47% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $23.60 | ↑ +61% |
| Coventry | Auto | $26.22 | ↑ +78% |
| Denver Health Medical Plan | Commercial | $26.90 | ↑ +83% |
| United Healthcare | UHC Colorado Doctors Plan | $29.26 | ↑ +99% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $30.10 | ↑ +105% |
| Hue Health, Inc | Medicare Advantage | $32.20 | ↑ +119% |
| Centivo | Self-Funded | $36.12 | ↑ +146% |
| United Healthcare | UHC Exchange | $36.62 | ↑ +149% |
| United Healthcare | Commercial | $36.62 | ↑ +149% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $36.80 | ↑ +151% |
| Coventry | Workers Comp | $36.80 | ↑ +151% |
| Medica | Commercial | $38.32 | ↑ +161% |
| Apostrophe, Inc. | Commercial | $39.10 | ↑ +166% |
| Decent Health | Commercial | $39.10 | ↑ +166% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $39.10 | ↑ +166% |
| Aetna | Commercial | $40.43 | ↑ +175% |
| Multiplan | Commercial | $43.24 | ↑ +194% |
| First Choice of the Midwest | Commercial | $43.70 | ↑ +197% |
Visitor-reported prices
Comments
Anca screen with reflex to titer -quest at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $10.18 | $14.60 – $43.70 |
| Sterling Regional Medical Center | Sterling | $22.38 | $15.05 – $52.38 |
| East Morgan County Hospital | Brush | $40.64 | $22.76 – $52.38 |
| AdventHealth Porter | Denver | $244.11 | $14.75 – $27.84 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $116.00 | $6.85 – $36.57 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $249.00 | $8.61 – $40.86 |
| AdventHealth Littleton | Littleton | $244.11 | $14.75 – $27.84 |
| AdventHealth Avista | Louisville | $244.11 | $14.75 – $27.84 |