Anca screen with reflex to titer -quest at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$10.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$55.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.60 with United Healthcare vs $43.70 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $14.60 ↑ +43%
Anthem Blue Cross Blue Shield Colorado Medicare $15.05 ↑ +48%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $15.05 ↑ +48%
Medicare Traditional Medicare $15.05 ↑ +48%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $15.05 ↑ +48%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $15.05 ↑ +48%
Clear Spring Health Medicare Advantage $15.05 ↑ +48%
Medica Medicare Advantage $15.05 ↑ +48%
Longevity Medicare Advantage $15.50 ↑ +52%
Humana Medicare Advantage $15.50 ↑ +52%
Devoted Health Services Medicare Advantage $15.80 ↑ +55%
Assist Health Group AHG Specialty Network $18.06 ↑ +77%
Banner Health Banner Choice Plus/Banner Select $18.86 ↑ +85%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $23.60 ↑ +132%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $24.75 ↑ +143%
Denver Health Medical Plan Commercial $26.90 ↑ +164%
United Healthcare UHC Colorado Doctors Plan $27.60 ↑ +171%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $30.10 ↑ +196%
Hue Health, Inc Medicare Advantage $32.20 ↑ +216%
United Healthcare UHC Exchange $34.18 ↑ +236%
Centivo Self-Funded $36.12 ↑ +255%
United Healthcare Commercial $38.00 ↑ +273%
Medica Commercial $38.32 ↑ +276%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $38.84 ↑ +282%
Decent Health Commercial $39.10 ↑ +284%
Apostrophe, Inc. Commercial $39.10 ↑ +284%
Aetna Commercial $40.43 ↑ +297%
First Choice Health Network Commercial $41.40 ↑ +307%
Multiplan Commercial $43.24 ↑ +325%
First Choice of the Midwest Commercial $43.70 ↑ +329%

Visitor-reported prices

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Anca screen with reflex to titer -quest at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $14.69 $11.82 – $43.70
Sterling Regional Medical Center Sterling $22.38 $15.05 – $52.38
East Morgan County Hospital Brush $40.64 $22.76 – $52.38
AdventHealth Porter Denver $244.11 $14.75 – $27.84
CENTRAL PARK ER, A PART OF ROSE DENVER $116.00 $6.85 – $36.57
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $249.00 $8.61 – $40.86
AdventHealth Littleton Littleton $244.11 $14.75 – $27.84
AdventHealth Avista Louisville $244.11 $14.75 – $27.84

All Colorado hospitals for this procedure →