Electron microscopy diagnostic at AdventHealth Avista
100 Health Park Dr, Louisville, CO · AdventHealth · · NPI 1891709192
$5,046.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,046.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$733.07 with Aetna vs $1,589.76 with Selecthealth — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Whole Health Other Commercial Plan | $733.07 | ↓ -85% |
| Bcbs | All Commercial Plans | $768.22 | ↓ -85% |
| Aetna | Medical Rental Other Commercial Plan | $802.59 | ↓ -84% |
| Unitedhealthcare | Medicare Managed Care Plan | $842.14 | ↓ -83% |
| Aetna | Medicare Managed Care Plan | $859.33 | ↓ -83% |
| Bcbs | Medicare Managed Care Plan | $867.92 | ↓ -83% |
| Cigna | Healthspring Medicare Managed Care Plan | $876.52 | ↓ -83% |
| Aetna | Hmo/Ppo | $916.34 | ↓ -82% |
| Unitedhealthcare | Hmo/Ppo | $984.23 | ↓ -80% |
| Unitedhealthcare | Colorado Doctors Epo | $984.23 | ↓ -80% |
| Unitedhealthcare | Navigate/Core/Charter/Nexusaco Other Commercial Plan | $984.23 | ↓ -80% |
| Unitedhealthcare | Select Colorado Other Commercial Plan | $984.23 | ↓ -80% |
| Cigna | Local Plus Other Commercial Plan | $1,138.02 | ↓ -77% |
| Cigna | Open Choice Hmo/Ppo | $1,197.33 | ↓ -76% |
| Selecthealth | Hmo/Pos | $1,589.76 | ↓ -68% |
Visitor-reported prices
Comments
Electron microscopy diagnostic at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $1,150.85 | $796.34 – $2,249.60 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $999.30 | $608.58 – $2,249.60 |
| Sterling Regional Medical Center | Sterling | $795.70 | $450.31 – $1,565.58 |
| East Morgan County Hospital | Brush | $994.22 | $680.14 – $1,565.58 |
| AdventHealth Porter | Denver | $5,046.60 | $733.07 – $1,572.31 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $1,168.00 | $182.87 – $1,594.44 |
| HCA HealthONE SKY RIDGE | Lone Tree | $9,029.91 | $229.89 – $1,594.44 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $9,029.91 | $229.89 – $1,594.44 |