Electron microscopy diagnostic at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$1,150.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,368.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$796.34 with United Healthcare vs $2,747.74 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $796.34 | ↓ -31% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $820.97 | ↓ -29% |
| Clear Spring Health | Medicare Advantage | $820.97 | ↓ -29% |
| Medica | Medicare Advantage | $820.97 | ↓ -29% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $820.97 | ↓ -29% |
| Medicare | Traditional Medicare | $820.97 | ↓ -29% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $820.97 | ↓ -29% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $820.97 | ↓ -29% |
| Longevity | Medicare Advantage | $845.60 | ↓ -27% |
| Humana | Medicare Advantage | $845.60 | ↓ -27% |
| Devoted Health Services | Medicare Advantage | $862.02 | ↓ -25% |
| Banner Health | Banner Choice Plus/Banner Select | $970.88 | ↓ -16% |
| Assist Health Group | AHG Specialty Network | $985.16 | ↓ -14% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $1,273.98 | ↑ +11% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $1,287.28 | ↑ +12% |
| United Healthcare | UHC Colorado Doctors Plan | $1,420.80 | ↑ +23% |
| Denver Health Medical Plan | Commercial | $1,467.32 | ↑ +27% |
| Hue Health, Inc | Medicare Advantage | $1,657.60 | ↑ +44% |
| United Healthcare | UHC Exchange | $1,759.42 | ↑ +53% |
| United Healthcare | Commercial | $1,955.97 | ↑ +70% |
| Centivo | Self-Funded | $1,970.33 | ↑ +71% |
| Medica | Commercial | $1,972.54 | ↑ +71% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,999.54 | ↑ +74% |
| Apostrophe, Inc. | Commercial | $2,012.80 | ↑ +75% |
| Decent Health | Commercial | $2,012.80 | ↑ +75% |
| Aetna | Commercial | $2,081.47 | ↑ +81% |
| First Choice Health Network | Commercial | $2,131.20 | ↑ +85% |
| Multiplan | Commercial | $2,225.92 | ↑ +93% |
| First Choice of the Midwest | Commercial | $2,249.60 | ↑ +95% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $2,747.74 | ↑ +139% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Electron microscopy diagnostic at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $999.30 | $608.58 – $2,249.60 |
| Sterling Regional Medical Center | Sterling | $795.70 | $450.31 – $1,565.58 |
| East Morgan County Hospital | Brush | $994.22 | $680.14 – $1,565.58 |
| AdventHealth Porter | Denver | $5,046.60 | $733.07 – $1,572.31 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $1,168.00 | $182.87 – $1,594.44 |
| HCA HealthONE SKY RIDGE | Lone Tree | $9,029.91 | $229.89 – $1,594.44 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $9,029.91 | $229.89 – $1,594.44 |
| AdventHealth Littleton | Littleton | $5,046.60 | $733.07 – $1,572.31 |