#cf-97variants at AdventHealth Avista
100 Health Park Dr, Louisville, CO · AdventHealth · · NPI 1891709192
$921.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$921.19
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$545.47 with Unitedhealthcare vs $1,882.12 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Unitedhealthcare | Medicare Managed Care Plan | $545.47 | ↓ -41% |
| Aetna | Medicare Managed Care Plan | $556.60 | ↓ -40% |
| Bcbs | Medicare Managed Care Plan | $562.17 | ↓ -39% |
| Cigna | Healthspring Medicare Managed Care Plan | $567.73 | ↓ -38% |
| Unitedhealthcare | Select Colorado Other Commercial Plan | $834.90 | ↓ -9% |
| Unitedhealthcare | Colorado Doctors Epo | $834.90 | ↓ -9% |
| Unitedhealthcare | Navigate/Core/Charter/Nexusaco Other Commercial Plan | $834.90 | ↓ -9% |
| Unitedhealthcare | Hmo/Ppo | $834.90 | ↓ -9% |
| Bcbs | All Commercial Plans | $936.76 | ↑ +2% |
| Aetna | Whole Health Other Commercial Plan | $968.49 | ↑ +5% |
| Denver Public Schools | All Commercial Plans | $974.05 | ↑ +6% |
| Centivo | All Commercial Plans | $974.05 | ↑ +6% |
| Employers Health Network | All Commercial Plans | $974.05 | ↑ +6% |
| Selecthealth | Hmo/Pos | $1,029.71 | ↑ +12% |
| Aetna | Medical Rental Other Commercial Plan | $1,060.33 | ↑ +15% |
| Aetna | Hmo/Ppo | $1,210.61 | ↑ +31% |
| Cigna | Local Plus Other Commercial Plan | $1,788.89 | ↑ +94% |
| Cigna | Open Choice Hmo/Ppo | $1,882.12 | ↑ +104% |
Visitor-reported prices
Comments
#cf-97variants at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $232.13 | $539.90 – $1,586.50 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $721.44 | $429.19 – $1,586.50 |
| Sterling Regional Medical Center | Sterling | $514.36 | $465.93 – $1,619.90 |
| East Morgan County Hospital | Brush | $1,055.44 | $703.74 – $1,619.90 |
| AdventHealth Porter | Denver | $921.19 | $545.47 – $1,029.71 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $1,142.00 | $253.25 – $1,352.54 |
| HCA HealthONE SKY RIDGE | Lone Tree | $565.83 | $318.38 – $1,352.54 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $565.83 | $109.54 – $1,352.54 |