Annual Physical, New Patient (age 40-64) at ST HELENA HOSPITAL

10 Woodland Rd Saint Helena CA 94574|525 Oregon St, Vallejo, CA · Adventisthealth · · NPI 1720078082

Source: hospital's published price file ↗ · Published Jul 15, 2026 · Ingested Sep 16, 2026

$44.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$299.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$106.70 with PHCS-ALL PLANS vs $299.00 with VA MEDI-CAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PHCS-ALL PLANS PHCS-ALL PLANS $106.70 ↑ +138%
UHC SELECT/SELECT PLUS UHC SELECT/SELECT PLUS $132.55 ↑ +196%
BLUE SHIELD BEHAV HLTH BLUE SHIELD BEHAV HLTH $134.55 ↑ +200%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $135.80 ↑ +203%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $138.74 ↑ +209%
BLUE SHIELD EPN-ALL OTHER PLANS BLUE SHIELD EPN-ALL OTHER PLANS $140.83 ↑ +214%
UHC JLL UHC JLL $142.77 ↑ +218%
INTERPLAN-ALL PLANS INTERPLAN-ALL PLANS $145.50 ↑ +224%
CIGNA-ALL OTHER PLANS CIGNA-ALL OTHER PLANS $146.50 ↑ +227%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $150.28 ↑ +235%
AETNA-ALL PLANS AETNA-ALL PLANS $151.90 ↑ +239%
WESTERN GROWERS-ALL PLANS WESTERN GROWERS-ALL PLANS $155.20 ↑ +246%
UHC OPTIONS PPO UHC OPTIONS PPO $155.34 ↑ +246%
HEALTH MANAGEMENT NETWORK-ALL PLANS HEALTH MANAGEMENT NETWORK-ALL PLANS $164.90 ↑ +268%
THREE RIVERS-ALL PLANS THREE RIVERS-ALL PLANS $174.60 ↑ +289%
HEALTHNET-ALL PLANS HEALTHNET-ALL PLANS $183.32 ↑ +309%
UMR UHC PPO UMR UHC PPO $190.31 ↑ +324%
MEDI-CAL MEDI-CAL $194.00 ↑ +333%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $198.18 ↑ +342%
CHOICECARE-ALL PLANS CHOICECARE-ALL PLANS $209.30 ↑ +367%
BLUE CROSS MCS - ALL OTHER PLANS BLUE CROSS MCS - ALL OTHER PLANS $220.18 ↑ +391%
BLUE CROSS NON MCS BLUE CROSS NON MCS $220.18 ↑ +391%
BEECH STREET-ALL PLANS BEECH STREET-ALL PLANS $224.25 ↑ +400%
KAISER-ALL OTHER PLANS KAISER-ALL OTHER PLANS $245.18 ↑ +447%
GALAXY NETWORK-ALL PLANS GALAXY NETWORK-ALL PLANS $269.10 ↑ +500%
VA MEDI-CAL VA MEDI-CAL $299.00 ↑ +567%

Visitor-reported prices

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Annual Physical, New Patient (age 40-64) at other California hospitals

Hospital City Cash price Negotiated range
Healdsburg Hospital Healdsburg $197.37 not published
Redwood Memorial Hospital Fortuna $109.65 not published
Mercy Medical Center Merced Merced $180.77 $132.20 – $347.49
St. Mary Medical Center Long Beach $132.87 $77.25 – $661.00
Glendale Memorial Hospital Health Center Glendale $105.30 $80.75 – $559.21
REEDLEY COMMUNITY HOSPITAL Reedley $60.04 $3.41 – $675.81
HANFORD COMMUNITY HOSPITAL Selma $59.28 $128.92 – $524.16
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $46.80 $92.55 – $439.92

All California hospitals for this procedure →