Annual Physical, New Patient (age 40-64) at St. Mary Medical Center
1050 Linden Ave, Long Beach, CA · CommonSpirit Health · · NPI 1194840421
$132.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$309.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$77.25 with DHR vs $661.00 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| DHR | Medicaid|> 21 | $77.25 | ↓ -42% |
| DHR | Medicaid|< 21 | $77.25 | ↓ -42% |
| Noble IPA | Medicaid|< 21 | $118.98 | ↓ -10% |
| Noble IPA | Medicaid|> 21 | $118.98 | ↓ -10% |
| Blue Shield CA | Commercial|Exchange | $128.00 | ↓ -4% |
| HCLA | Medicaid|Preferred IPA < 21 | $132.20 | ↓ -1% |
| BCBS - Anthem | Medicaid|All Plans | $132.20 | ↓ -1% |
| Preferred IPA | Medicaid|Risk | $132.20 | ↓ -1% |
| Partnership Health Plan | Medicaid|< 21 | $132.20 | ↓ -1% |
| Partnership Health Plan | Medicaid|> 21 | $132.20 | ↓ -1% |
| Inland Empire Health Plan | Medicaid|All Plans | $132.20 | ↓ -1% |
| Angeles IPA | Medicare|All Plans | $132.20 | ↓ -1% |
| HCLA | Medicaid|Preferred IPA > 21 | $132.20 | ↓ -1% |
| BCBS - Anthem | Commercial|Exchange | $154.50 | ↑ +16% |
| Blue Shield CA | Commercial|All Other Plans | $170.00 | ↑ +28% |
| Health Net | Medicaid|> 21 | $176.22 | ↑ +33% |
| Health Net | Medicaid|< 21 | $176.22 | ↑ +33% |
| United | Commercial|Non-Options PPO | $179.22 | ↑ +35% |
| Molina | Medicaid|All Plans | $185.08 | ↑ +39% |
| United | Commercial|All Other Plans | $191.58 | ↑ +44% |
| United | Commercial|Options PPO | $191.58 | ↑ +44% |
| Kaiser | Medicaid|> 21 | $198.30 | ↑ +49% |
| Kaiser | Medicaid|< 21 | $198.30 | ↑ +49% |
| Blue Shield CA | Medicare|BlueShield Promise | $200.85 | ↑ +51% |
| Kaiser | Commercial|All Plans | $216.30 | ↑ +63% |
| BCBS - Anthem | Commercial|All Other Plans | $228.66 | ↑ +72% |
| Cigna | Commercial|All Other Plans | $232.00 | ↑ +75% |
| Cigna | Commercial|PPO | $232.00 | ↑ +75% |
| MultiPlan | Commercial|All Plans | $247.20 | ↑ +86% |
| United | Commercial|HMO | $296.64 | ↑ +123% |
| SMIPA | Medicare|All Plans | $309.00 | ↑ +133% |
| BCBS - Anthem | Commercial|MCS | $309.00 | ↑ +133% |
| LA Care | Medicaid|All Plans | $544.66 | ↑ +310% |
| Blue Shield CA | Medicaid|All Plans | $661.00 | ↑ +397% |
| Care 1st | Medicaid|All Plans | $661.00 | ↑ +397% |
Visitor-reported prices
Comments
Annual Physical, New Patient (age 40-64) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Healdsburg Hospital | Healdsburg | $197.37 | not published |
| Redwood Memorial Hospital | Fortuna | $109.65 | not published |
| Mercy Medical Center Merced | Merced | $180.77 | $132.20 – $347.49 |
| Glendale Memorial Hospital Health Center | Glendale | $105.30 | $80.75 – $559.21 |