Renal cyst study s&i at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$648.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,852.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$177.05 with Blue Cross vs $2,717.01 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross | All Commercial Plans | $177.05 | ↓ -73% |
| Blue Shield | Hmo | $180.17 | ↓ -72% |
| Blue Shield | Medicare Managed Care Plan | $213.54 | ↓ -67% |
| Blue Shield | Epn/Ifp Benefit Exchange | $222.64 | ↓ -66% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $241.44 | ↓ -63% |
| Blue Shield | Ppo/Epo | $269.35 | ↓ -58% |
| Aetna | All Commercial Plans | $548.77 | ↓ -15% |
| Aetna | Medicare Managed Care Plan | $702.78 | ↑ +8% |
| Humana | Medicare Managed Care Plan | $716.84 | ↑ +11% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $736.29 | ↑ +14% |
| Unitedhealthcare | Select/Navigate Hmo | $770.53 | ↑ +19% |
| Unitedhealthcare | All Commercial Plans | $770.53 | ↑ +19% |
| Caremore | Medicare Managed Care Plan | $773.06 | ↑ +19% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $829.27 | ↑ +28% |
| La Care Health Plan | Covered Ca Exchange | $913.62 | ↑ +41% |
| Healthnet | Ambetter Hmo | $1,300.14 | ↑ +101% |
| Healthnet | Ambetter Ppo | $1,503.95 | ↑ +132% |
| Cigna | Oa/Oap Hmo/Pos | $1,936.74 | ↑ +199% |
| Cigna | Ppo | $2,717.01 | ↑ +319% |
Visitor-reported prices
Comments
Renal cyst study s&i at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $434.50 | $93.92 – $2,339.15 |
| Arroyo Grande Hospital | Santa Maria | $1,560.92 | $62.08 – $3,574.06 |
| French Hospital | San Luis Obispo | $1,429.63 | $62.08 – $3,574.06 |
| Mercy Hospitals – Bakersfield | Bakersfield | $443.35 | $62.08 – $2,533.41 |
| Bakersfield Memorial Hospital | Bakersfield | $438.57 | $62.08 – $2,533.41 |
| St. Joseph's Medical Center Stockton | Stockton | $344.57 | $62.08 – $1,086.50 |
| Mercy Medical Center Merced | Merced | $640.66 | $62.08 – $1,169.36 |
| Dominican Hospital | Santa Cruz | $443.70 | $62.08 – $7,894.20 |