Renal cyst study s&i at St. John's Camarillo Hospital
2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360
$434.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$992.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$93.92 with Health Net vs $2,339.15 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid|> 21 | $93.92 | ↓ -78% |
| Health Net | Medicaid|< 21 | $93.92 | ↓ -78% |
| BCBS - Anthem | Commercial|DignityHealth | $267.84 | ↓ -38% |
| BCBS - Anthem | Commercial|Exchange | $316.13 | ↓ -27% |
| Western Growers | Commercial|All Plans | $496.00 | ↑ +14% |
| BCBS - Anthem | Commercial|HMO Non MCS | $526.35 | ↑ +21% |
| BCBS - Anthem | Commercial|HMO | $526.35 | ↑ +21% |
| BCBS - Anthem | Commercial|Non-MCS | $526.88 | ↑ +21% |
| BCBS - Anthem | Commercial|PPO Non MCS | $526.88 | ↑ +21% |
| Kaiser | Commercial|All Plans | $615.04 | ↑ +42% |
| Ventura HP | Commercial|All Plans | $644.80 | ↑ +48% |
| First Health | Commercial|All Plans | $664.64 | ↑ +53% |
| SeaView | Medicare|All Plans | $694.40 | ↑ +60% |
| Blue Shield CA | Medicare|Sea View | $694.40 | ↑ +60% |
| Sea View | Commercial|All Plans | $694.40 | ↑ +60% |
| United | Medicare|Sea View | $694.40 | ↑ +60% |
| Aetna | Medicare|Sea View | $694.40 | ↑ +60% |
| Blue Shield CA | Medicare|All Other Plans | $696.67 | ↑ +60% |
| Aetna | Medicare|All Plans | $696.67 | ↑ +60% |
| Aetna | Medicare|All Other Plans | $696.67 | ↑ +60% |
| United | Medicare|All Plans | $696.67 | ↑ +60% |
| United | Medicare|All Other Plans | $696.67 | ↑ +60% |
| Health Net | Medicare|All Plans | $696.67 | ↑ +60% |
| Kaiser | Medicare|All Plans | $696.67 | ↑ +60% |
| BCBS - Anthem | Medicare|All Plans | $696.67 | ↑ +60% |
| Blue Shield CA | Medicare|All Plans | $696.67 | ↑ +60% |
| Humana | Medicare|All Plans | $696.67 | ↑ +60% |
| Scan Health Plan | Medicare|All Other Plans | $696.67 | ↑ +60% |
| Scan Health Plan | Medicare|Sea View | $696.67 | ↑ +60% |
| Valley Care IPA | Commercial|All Plans | $696.67 | ↑ +60% |
| Aetna | Commercial|All Plans | $742.94 | ↑ +71% |
| BCBS - Anthem | Commercial|MCS | $766.37 | ↑ +76% |
| MultiPlan | Commercial|All Plans | $773.76 | ↑ +78% |
| United | Commercial|Non-Options PPO | $992.00 | ↑ +128% |
| United | Commercial|Navigate | $992.00 | ↑ +128% |
| United | Commercial|All Other Plans | $992.00 | ↑ +128% |
| United | Commercial|HMO | $992.00 | ↑ +128% |
| Clinicas | Commercial|All Plans | $1,262.86 | ↑ +191% |
| Clinicas | Medicaid|All Plans | $1,393.34 | ↑ +221% |
| Cigna | Commercial|All Other Plans | $2,339.15 | ↑ +438% |
| Cigna | Commercial|PPO | $2,339.15 | ↑ +438% |
Visitor-reported prices
Comments
Renal cyst study s&i at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $1,560.92 | $62.08 – $3,574.06 |
| French Hospital | San Luis Obispo | $1,429.63 | $62.08 – $3,574.06 |
| Mercy Hospitals – Bakersfield | Bakersfield | $443.35 | $62.08 – $2,533.41 |
| Bakersfield Memorial Hospital | Bakersfield | $438.57 | $62.08 – $2,533.41 |
| St. Joseph's Medical Center Stockton | Stockton | $344.57 | $62.08 – $1,086.50 |
| Mercy Medical Center Merced | Merced | $640.66 | $62.08 – $1,169.36 |
| Dominican Hospital | Santa Cruz | $443.70 | $62.08 – $7,894.20 |
| Northridge Hospital Medical Center | Northridge | $656.77 | $62.08 – $2,354.00 |