Ortho hnd/fngr without jnt cstm w/fit&adj at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$147.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$422.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$295.66 with Aetna vs $632.71 with Healthnet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $295.66 | ↑ +100% |
| Humana | Medicare Managed Care Plan | $301.57 | ↑ +104% |
| Caremore | Medicare Managed Care Plan | $325.23 | ↑ +120% |
| La Care Health Plan | Covered Ca Exchange | $384.36 | ↑ +160% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $411.14 | ↑ +178% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $462.99 | ↑ +213% |
| Healthnet | Ambetter Hmo | $546.97 | ↑ +270% |
| Healthnet | Ambetter Ppo | $632.71 | ↑ +328% |
Visitor-reported prices
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Ortho hnd/fngr without jnt cstm w/fit&adj at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $86.89 | $101.50 – $198.94 |
| French Hospital | San Luis Obispo | $79.58 | $38.57 – $198.94 |
| Dominican Hospital | Santa Cruz | $298.35 | $154.95 – $663.00 |
| Providence Saint Joseph Medical Center | Burbank | $24.50 | $295.66 – $546.97 |
| Mercy San Juan Medical Center | Carmichael | $138.65 | $55.66 – $430.10 |
| Mercy General Hospital | Sacramento | $110.31 | $116.38 – $450.34 |
| Mercy Hospital of Folsom | Folsom | $196.84 | $55.66 – $485.76 |
| Woodland Memorial Hospital | Woodland | $138.65 | $55.66 – $506.00 |