Ortho hnd/fngr without jnt cstm w/fit&adj at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$196.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$506.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.66 with WCMG vs $500.94 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $55.66 ↓ -72%
Kaiser Medicaid|All Plans $116.38 ↓ -41%
Kaiser Commercial|All Plans $116.38 ↓ -41%
Kaiser Medicare|All Plans $116.38 ↓ -41%
BCBS - Anthem Medicaid|All Plans $121.44 ↓ -38%
Partnership Health Plan Medicaid|All Plans $126.50 ↓ -36%
Molina Medicaid|All Plans $131.56 ↓ -33%
California Health & Wellness Medicaid|All Plans $146.74 ↓ -25%
Health Net Medicaid|All Plans $146.74 ↓ -25%
United Medicaid|< 21 $154.95 ↓ -21%
United Medicaid|> 21 $154.95 ↓ -21%
Hill Physicians Medicaid|All Plans $170.44 ↓ -13%
Cigna Commercial|LocalPlus $202.40 ↑ +3%
Health Net Commercial|EPPO $202.40 ↑ +3%
Cigna Commercial|All Other Plans $268.18 ↑ +36%
United Commercial|Non-Options PPO $323.84 ↑ +65%
Western Health Advantage Commercial|All Plans $328.90 ↑ +67%
United Commercial|HMO $333.96 ↑ +70%
United Commercial|All Other Plans $344.08 ↑ +75%
Blue Shield CA Commercial|ACO Trio $354.20 ↑ +80%
Healthsmart Commercial|All Plans $379.50 ↑ +93%
Health Net Commercial|FFS $379.50 ↑ +93%
First Health Commercial|All Plans $379.50 ↑ +93%
BCBS - Anthem Commercial|Connection EPO $399.74 ↑ +103%
Sutter Health Commercial|All Plans $404.80 ↑ +106%
MultiPlan Commercial|All Plans $414.92 ↑ +111%
Blue Shield CA Commercial|Exchange $430.10 ↑ +119%
Blue Shield CA Commercial|ACO Trio CalPers $430.10 ↑ +119%
Blue Shield CA Commercial|HMO $455.40 ↑ +131%
Blue Shield CA Commercial|All Other Plans $455.40 ↑ +131%
Blue Shield CA Commercial|PPO Tandem $455.40 ↑ +131%
Blue Shield CA Commercial|CalPers $465.52 ↑ +136%
Aetna Commercial|HMO $485.76 ↑ +147%
Aetna Commercial|All Other Plans $485.76 ↑ +147%
Aetna Commercial|PPO $485.76 ↑ +147%
BCBS - Anthem Commercial|MCS $500.94 ↑ +154%
BCBS - Anthem Commercial|All Other Plans $500.94 ↑ +154%

Visitor-reported prices

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Ortho hnd/fngr without jnt cstm w/fit&adj at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $86.89 $101.50 – $198.94
French Hospital San Luis Obispo $79.58 $38.57 – $198.94
Dominican Hospital Santa Cruz $298.35 $154.95 – $663.00
Providence Saint Joseph Medical Center Burbank $24.50 $295.66 – $546.97
Mercy San Juan Medical Center Carmichael $138.65 $55.66 – $430.10
Mercy General Hospital Sacramento $110.31 $116.38 – $450.34
Woodland Memorial Hospital Woodland $138.65 $55.66 – $506.00
Methodist Hospital of Sacramento Sacramento $145.73 $116.38 – $455.40

All California hospitals for this procedure →