Njx interlaminar crv/thrc at Providence Little Company of Mary Med Center Torrance

4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$1,736.35

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,961.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,137.58 with Aetna vs $14,692.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $1,137.58 ↓ -34%
Blue Shield Medicare Managed Care Plan $1,142.00 ↓ -34%
Humana Medicare Managed Care Plan $1,160.33 ↓ -33%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $1,191.82 ↓ -31%
Caremore Medicare Managed Care Plan $1,251.34 ↓ -28%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $1,342.33 ↓ -23%
La Care Health Plan Covered Ca Exchange $1,478.85 ↓ -15%
Unitedhealthcare Select/Navigate Hmo $1,821.00 ↑ +5%
Unitedhealthcare All Commercial Plans $2,064.00 ↑ +19%
Healthnet Ambetter Hmo $2,104.52 ↑ +21%
Healthnet Ambetter Ppo $2,434.42 ↑ +40%
Blue Cross All Commercial Plans $2,559.00 ↑ +47%
Blue Shield Epn/Ifp Benefit Exchange $2,628.00 ↑ +51%
Healthnet Blue And Gold Other Commercial Plan $2,719.00 ↑ +57%
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $2,866.00 ↑ +65%
Blue Shield Hmo $2,949.00 ↑ +70%
Blue Shield Ppo/Epo $3,180.00 ↑ +83%
Healthnet All Commercial Plans $4,385.00 ↑ +153%
Cigna Oa/Oap Hmo/Pos $6,832.00 ↑ +293%
Cigna Ppo $14,692.00 ↑ +746%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Njx interlaminar crv/thrc at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $1,832.70 $195.46 – $4,196.36
French Hospital San Luis Obispo $1,678.55 $195.46 – $4,196.36
Mercy Hospitals – Bakersfield Bakersfield $830.67 $195.46 – $1,791.20
St. Joseph's Medical Center Stockton Stockton $949.62 $195.46 – $2,713.20
Santa Rosa Memorial Hospital Santa Rosa $4,160.07 $1,230.71 – $4,042.00
St. John's Camarillo Hospital Camarillo not published $295.72 – $2,138.98
Petaluma Valley Hospital Petaluma not published $1,191.92 – $2,695.00
Mark Twain Medical Center San Andreas not published $195.46 – $195.46

All California hospitals for this procedure →