Njx interlaminar crv/thrc at Arroyo Grande Hospital
1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937
$1,832.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,282.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$195.46 with CenCal vs $7,160.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CenCal | Medicaid|< 21 | $195.46 | ↓ -89% |
| Partnership Health Plan | Medicaid|< 21 | $195.46 | ↓ -89% |
| CenCal | Medicaid|> 21 | $195.46 | ↓ -89% |
| Partnership Health Plan | Medicaid|> 21 | $195.46 | ↓ -89% |
| Health Net | Medicaid|< 21 | $295.72 | ↓ -84% |
| Health Net | Medicaid|> 21 | $295.72 | ↓ -84% |
| MHS Hospice | Commercial|All Plans | $990.67 | ↓ -46% |
| Humana | Medicare|All Plans | $1,131.20 | ↓ -38% |
| Aetna | Medicare|All Plans | $1,131.20 | ↓ -38% |
| United | Medicare|All Plans | $1,131.20 | ↓ -38% |
| Kaiser | Medicare|All Plans | $1,131.20 | ↓ -38% |
| BCBS - Anthem | Medicare|All Plans | $1,131.20 | ↓ -38% |
| Alignment | Medicare|All Plans | $1,131.20 | ↓ -38% |
| Scan Health Plan | Medicare|All Plans | $1,131.20 | ↓ -38% |
| Western Growers | Commercial|All Plans | $2,355.10 | ↑ +29% |
| Kaiser | Commercial|All Plans | $2,697.66 | ↑ +47% |
| First Health | Commercial|All Plans | $3,596.88 | ↑ +96% |
| United | Commercial|Non-Options PPO | $3,768.16 | ↑ +106% |
| United | Commercial|All Other Plans | $3,810.98 | ↑ +108% |
| Healthsmart | Commercial|All Plans | $3,939.44 | ↑ +115% |
| United | Commercial|Options PPO | $3,982.26 | ↑ +117% |
| MultiPlan | Commercial|All Plans | $4,196.36 | ↑ +129% |
| United | Commercial|HMO | $4,239.18 | ↑ +131% |
| Blue Shield CA | Commercial|Exchange | $4,486.00 | ↑ +145% |
| BCBS - Anthem | Commercial|Non-MCS | $5,343.00 | ↑ +192% |
| Aetna | Commercial|HMO | $5,710.00 | ↑ +212% |
| Aetna | Commercial|PPO | $5,710.00 | ↑ +212% |
| Aetna | Commercial|All Other Plans | $5,710.00 | ↑ +212% |
| Health Net | Commercial|Care Product | $5,970.00 | ↑ +226% |
| Blue Shield CA | Commercial|FFS | $6,515.00 | ↑ +255% |
| Health Net | Commercial|FFS | $6,759.00 | ↑ +269% |
| BCBS - Anthem | Commercial|MCS | $7,160.00 | ↑ +291% |
Visitor-reported prices
Comments
Njx interlaminar crv/thrc at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| French Hospital | San Luis Obispo | $1,678.55 | $195.46 – $4,196.36 |
| Mercy Hospitals – Bakersfield | Bakersfield | $830.67 | $195.46 – $1,791.20 |
| St. Joseph's Medical Center Stockton | Stockton | $949.62 | $195.46 – $2,713.20 |
| Santa Rosa Memorial Hospital | Santa Rosa | $4,160.07 | $1,230.71 – $4,042.00 |
| Providence Little Company of Mary Med Center Torrance | Torrance | $1,736.35 | $1,137.58 – $6,832.00 |
| St. John's Camarillo Hospital | Camarillo | not published | $295.72 – $2,138.98 |
| Petaluma Valley Hospital | Petaluma | not published | $1,191.92 – $2,695.00 |
| Mark Twain Medical Center | San Andreas | not published | $195.46 – $195.46 |