Electrophysiology evaluation at Providence Little Company of Mary Med Center Torrance

4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$1,155.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,302.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,039.73 with Blue Shield vs $4,385.00 with Healthnet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield Hmo $1,039.73 ↓ -10%
Blue Shield Medicare Managed Care Plan $1,232.28 ↑ +7%
Blue Shield Epn/Ifp Benefit Exchange $1,284.79 ↑ +11%
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $1,393.31 ↑ +21%
Blue Shield Ppo/Epo $1,554.35 ↑ +34%
Aetna Medicare Managed Care Plan $1,565.96 ↑ +35%
Humana Medicare Managed Care Plan $1,597.28 ↑ +38%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $1,640.62 ↑ +42%
Caremore Medicare Managed Care Plan $1,722.55 ↑ +49%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $1,847.81 ↑ +60%
La Care Health Plan Covered Ca Exchange $2,035.75 ↑ +76%
Unitedhealthcare Select/Navigate Hmo $2,674.00 ↑ +131%
Healthnet Blue And Gold Other Commercial Plan $2,719.00 ↑ +135%
Healthnet Ambetter Hmo $2,897.02 ↑ +151%
Unitedhealthcare All Commercial Plans $3,028.00 ↑ +162%
Healthnet Ambetter Ppo $3,351.15 ↑ +190%
Blue Cross All Commercial Plans $3,816.00 ↑ +230%
Healthnet All Commercial Plans $4,385.00 ↑ +279%

Visitor-reported prices

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Electrophysiology evaluation at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,054.71 $650.16 – $2,803.82
Arroyo Grande Hospital Santa Maria $1,724.42 $602.28 – $4,029.00
French Hospital San Luis Obispo $1,538.60 $602.28 – $3,846.50
Bakersfield Memorial Hospital Bakersfield $2,369.36 $602.28 – $6,262.32
Queen of The Valley Medical Center Napa $12,216.03 $1,728.74 – $7,455.00
St. Joseph's Medical Center Stockton Stockton $1,910.12 $602.28 – $5,327.54
Santa Rosa Memorial Hospital Santa Rosa $26,546.52 $1,694.16 – $4,737.00
Providence Mission Hospital - Mission Viejo Mission Viejo $1,556.16 $1,331.06 – $3,281.00

All California hospitals for this procedure →