Electrophysiology evaluation at Queen of The Valley Medical Center
1000 Trancas St, Napa, CA · Providence · · NPI 1013080084
$12,216.03
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$23,953.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,728.74 with Aetna vs $19,158.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $1,728.74 | ↓ -86% |
| Healthnet | Hmo/Pos/Ppo | $6,127.00 | ↓ -50% |
| Blue Cross | Epo Exchange | $6,200.00 | ↓ -49% |
| Unitedhealthcare | Select/Navigate Hmo | $7,455.00 | ↓ -39% |
| Blue Cross | Nonmcs All Commercial Plans | $7,480.00 | ↓ -39% |
| Unitedhealthcare | All Commercial Plans | $8,291.00 | ↓ -32% |
| Blue Cross | Mcs Ppo | $8,976.00 | ↓ -27% |
| Aetna | All Commercial Plans | $19,158.00 | ↑ +57% |
Visitor-reported prices
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Electrophysiology evaluation at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $1,054.71 | $650.16 – $2,803.82 |
| Arroyo Grande Hospital | Santa Maria | $1,724.42 | $602.28 – $4,029.00 |
| French Hospital | San Luis Obispo | $1,538.60 | $602.28 – $3,846.50 |
| Bakersfield Memorial Hospital | Bakersfield | $2,369.36 | $602.28 – $6,262.32 |
| St. Joseph's Medical Center Stockton | Stockton | $1,910.12 | $602.28 – $5,327.54 |
| Santa Rosa Memorial Hospital | Santa Rosa | $26,546.52 | $1,694.16 – $4,737.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $1,556.16 | $1,331.06 – $3,281.00 |
| Mercy Medical Center Merced | Merced | $3,324.84 | $602.28 – $6,456.00 |