CT heart w/evaluation of calcium without contrast at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$450.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,288.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$110.80 with Aetna vs $526.55 with Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | All Commercial Plans | $110.80 | ↓ -75% |
| Aetna | Medicare Managed Care Plan | $111.93 | ↓ -75% |
| Humana | Medicare Managed Care Plan | $114.17 | ↓ -75% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $117.27 | ↓ -74% |
| Caremore | Medicare Managed Care Plan | $123.12 | ↓ -73% |
| Unitedhealthcare | Select/Navigate Hmo | $127.70 | ↓ -72% |
| Unitedhealthcare | All Commercial Plans | $127.70 | ↓ -72% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $132.07 | ↓ -71% |
| La Care Health Plan | Covered Ca Exchange | $145.51 | ↓ -68% |
| Blue Cross | All Commercial Plans | $175.82 | ↓ -61% |
| Healthnet | Ambetter Hmo | $207.07 | ↓ -54% |
| Healthnet | Ambetter Ppo | $239.53 | ↓ -47% |
| Blue Shield | Hmo | $352.22 | ↓ -22% |
| Blue Shield | Medicare Managed Care Plan | $417.45 | ↓ -7% |
| Blue Shield | Epn/Ifp Benefit Exchange | $435.24 | ↓ -3% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $472.00 | ↑ +5% |
| Blue Shield | Ppo/Epo | $526.55 | ↑ +17% |
Visitor-reported prices
Comments
CT heart w/evaluation of calcium without contrast at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $196.67 | $111.88 – $350.22 |
| Arroyo Grande Hospital | Santa Maria | $266.65 | $81.33 – $561.54 |
| French Hospital | San Luis Obispo | $212.47 | $62.10 – $225.40 |
| Mercy Hospitals – Bakersfield | Bakersfield | $66.41 | $81.33 – $179.00 |
| Bakersfield Memorial Hospital | Bakersfield | $65.70 | $81.33 – $179.00 |
| Queen of The Valley Medical Center | Napa | $486.03 | $123.56 – $351.98 |
| Providence St Joseph Hospital Eureka | Eureka | $512.04 | $111.93 – $384.90 |
| St. Joseph's Medical Center Stockton | Stockton | $1,255.68 | $81.33 – $824.10 |