CT heart w/evaluation of calcium without contrast at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,255.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,271.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.33 with Kaiser vs $824.10 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|< 21 $81.33 ↓ -94%
HPSJ Medicaid|> 21 $81.33 ↓ -94%
Health Plan of San Joaquin Medicaid|All Plans $81.33 ↓ -94%
BCBS - Anthem Medicaid|> 21 $81.33 ↓ -94%
BCBS - Anthem Medicaid|< 21 $81.33 ↓ -94%
Kaiser Medicaid|> 21 $81.33 ↓ -94%
Medcore Commercial|Without ER $106.19 ↓ -92%
Alignment Health Medicare|All Plans $112.44 ↓ -91%
Molina Medicare|All Plans $124.93 ↓ -90%
Kaiser Medicare|All Plans $124.93 ↓ -90%
United Medicare|All Plans $124.93 ↓ -90%
Cigna Medicare|All Plans $124.93 ↓ -90%
Aetna Medicare|All Plans $124.93 ↓ -90%
Blue Shield CA Medicare|All Plans $124.93 ↓ -90%
BCBS - Anthem Medicare|All Plans $124.93 ↓ -90%
Medcore Commercial|With ER $124.93 ↓ -90%
Humana Medicare|All Plans $124.93 ↓ -90%
Scan Health Plan Medicare|All Plans $124.93 ↓ -90%
Hill Physicians Commercial|All Plans $124.93 ↓ -90%
Aetna Commercial|HMO $144.80 ↓ -88%
Aetna Commercial|All Other Plans $144.80 ↓ -88%
Aetna Commercial|PPO $144.80 ↓ -88%
United Commercial|Non-Options PPO $182.03 ↓ -86%
United Commercial|HMO $182.03 ↓ -86%
United Commercial|Options PPO $182.03 ↓ -86%
United Commercial|All Other Plans $182.03 ↓ -86%
Health Net Medicaid|All Plans $200.89 ↓ -84%
Kaiser Commercial|Affiliated Payers $211.05 ↓ -83%
Kaiser Commercial|All Other Plans $211.05 ↓ -83%
BCBS - Anthem Commercial|Exchange $323.03 ↓ -74%
BCBS - Anthem Commercial|Non-MCS $442.76 ↓ -65%
Sutter UMR Commercial|All Plans $452.25 ↓ -64%
Healthsmart Commercial|All Plans $603.00 ↓ -52%
BCBS - Anthem Commercial|MCS $622.12 ↓ -50%
First Health Commercial|All Plans $723.60 ↓ -42%
MultiPlan Commercial|All Plans $824.10 ↓ -34%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $196.67 $111.88 – $350.22
Arroyo Grande Hospital Santa Maria $266.65 $81.33 – $561.54
French Hospital San Luis Obispo $212.47 $62.10 – $225.40
Mercy Hospitals – Bakersfield Bakersfield $66.41 $81.33 – $179.00
Bakersfield Memorial Hospital Bakersfield $65.70 $81.33 – $179.00
Queen of The Valley Medical Center Napa $486.03 $123.56 – $351.98
Providence St Joseph Hospital Eureka Eureka $512.04 $111.93 – $384.90
Santa Rosa Memorial Hospital Santa Rosa $261.12 $121.09 – $288.76

All California hospitals for this procedure →