Compatibility test each unit immediate spin technique at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$250.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$716.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.83 with Cigna vs $468.93 with Healthnet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Oa/Oap Hmo/Pos | $1.83 | ↓ -99% |
| Cigna | Ppo | $2.57 | ↓ -99% |
| Aetna | All Commercial Plans | $55.96 | ↓ -78% |
| Blue Shield | Hmo | $71.59 | ↓ -71% |
| Blue Shield | Medicare Managed Care Plan | $84.85 | ↓ -66% |
| Blue Shield | Epn/Ifp Benefit Exchange | $88.46 | ↓ -65% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $95.94 | ↓ -62% |
| Blue Shield | Ppo/Epo | $107.02 | ↓ -57% |
| Blue Cross | All Commercial Plans | $177.85 | ↓ -29% |
| Aetna | Medicare Managed Care Plan | $219.12 | ↓ -13% |
| Humana | Medicare Managed Care Plan | $223.51 | ↓ -11% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $229.57 | ↓ -8% |
| Caremore | Medicare Managed Care Plan | $241.04 | ↓ -4% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $258.56 | ↑ +3% |
| La Care Health Plan | Covered Ca Exchange | $284.86 | ↑ +14% |
| Unitedhealthcare | All Commercial Plans | $287.00 | ↑ +15% |
| Unitedhealthcare | Select/Navigate Hmo | $287.00 | ↑ +15% |
| Healthnet | Ambetter Hmo | $405.38 | ↑ +62% |
| Healthnet | Ambetter Ppo | $468.93 | ↑ +87% |
Visitor-reported prices
Comments
Compatibility test each unit immediate spin technique at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $126.59 | $9.45 – $93.64 |
| Banner Lassen Medical Center | Susanville | $252.58 | $34.27 – $354.05 |
| Petaluma Valley Hospital | Petaluma | $446.25 | $125.33 – $293.80 |
| Arroyo Grande Hospital | Santa Maria | $396.33 | $90.93 – $672.28 |
| Mark Twain Medical Center | San Andreas | $341.00 | $132.46 – $501.76 |
| French Hospital | San Luis Obispo | $363.00 | $106.90 – $672.28 |
| Mercy Hospitals – Bakersfield | Bakersfield | $89.04 | $96.29 – $217.73 |
| Bakersfield Memorial Hospital | Bakersfield | $88.08 | $66.09 – $217.73 |