Compatibility test each unit immediate spin technique at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$363.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$926.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$106.90 with Cigna vs $672.28 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Other Plans | $106.90 | ↓ -71% |
| Cigna | Commercial|PPO | $106.90 | ↓ -71% |
| Aetna | Commercial|Gatekeeper | $141.13 | ↓ -61% |
| MHS Hospice | Commercial|All Plans | $167.65 | ↓ -54% |
| United | Commercial|HMO | $178.99 | ↓ -51% |
| United | Commercial|All Other Plans | $178.99 | ↓ -51% |
| United | Commercial|Non-Options PPO | $178.99 | ↓ -51% |
| MHS HSPCC | Commercial|All Plans | $185.22 | ↓ -49% |
| Humana | Commercial|All Plans | $217.73 | ↓ -40% |
| United | Medicare|All Plans | $217.73 | ↓ -40% |
| Aetna | Medicare|All Plans | $217.73 | ↓ -40% |
| Health Net | Medicare|All Plans | $217.73 | ↓ -40% |
| Kaiser | Medicare|All Plans | $217.73 | ↓ -40% |
| BCBS - Anthem | Medicare|All Plans | $217.73 | ↓ -40% |
| Alignment | Medicare|All Plans | $217.73 | ↓ -40% |
| Blue Shield CA | Medicare|All Plans | $217.73 | ↓ -40% |
| Humana | Medicare|All Plans | $217.73 | ↓ -40% |
| Aetna | Commercial|Non-Gatekeeper | $249.28 | ↓ -31% |
| Blue Shield CA | Commercial|Exchange | $329.28 | ↓ -9% |
| Western Growers | Commercial|All Plans | $343.00 | ↓ -6% |
| Health Net | Commercial|FFS | $384.16 | ↑ +6% |
| Kaiser | Commercial|All Plans | $425.32 | ↑ +17% |
| Blue Shield CA | Commercial|FFS | $466.48 | ↑ +29% |
| BCBS - Anthem | Commercial|MCS | $520.70 | ↑ +43% |
| BCBS - Anthem | Commercial|Non-MCS | $531.93 | ↑ +47% |
| First Health | Commercial|All Plans | $583.10 | ↑ +61% |
| Healthsmart | Commercial|All Plans | $583.10 | ↑ +61% |
| MultiPlan | Commercial|All Plans | $672.28 | ↑ +85% |
Visitor-reported prices
Comments
Compatibility test each unit immediate spin technique at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $126.59 | $9.45 – $93.64 |
| Banner Lassen Medical Center | Susanville | $252.58 | $34.27 – $354.05 |
| Petaluma Valley Hospital | Petaluma | $446.25 | $125.33 – $293.80 |
| Arroyo Grande Hospital | Santa Maria | $396.33 | $90.93 – $672.28 |
| Mark Twain Medical Center | San Andreas | $341.00 | $132.46 – $501.76 |
| Mercy Hospitals – Bakersfield | Bakersfield | $89.04 | $96.29 – $217.73 |
| Bakersfield Memorial Hospital | Bakersfield | $88.08 | $66.09 – $217.73 |
| Queen of The Valley Medical Center | Napa | $389.64 | $176.65 – $371.29 |