Biopsy of heart lining at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$1,851.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,291.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,142.00 with Blue Shield vs $20,742.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield | Medicare Managed Care Plan | $1,142.00 | ↓ -38% |
| Blue Shield | Epn/Ifp Benefit Exchange | $2,628.00 | ↑ +42% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $2,866.00 | ↑ +55% |
| Blue Shield | Hmo | $2,949.00 | ↑ +59% |
| Blue Shield | Ppo/Epo | $3,180.00 | ↑ +72% |
| Aetna | Medicare Managed Care Plan | $4,061.05 | ↑ +119% |
| Humana | Medicare Managed Care Plan | $4,142.27 | ↑ +124% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $4,254.67 | ↑ +130% |
| Caremore | Medicare Managed Care Plan | $4,467.15 | ↑ +141% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $4,791.97 | ↑ +159% |
| Blue Cross | All Commercial Plans | $4,818.00 | ↑ +160% |
| La Care Health Plan | Covered Ca Exchange | $5,279.36 | ↑ +185% |
| Unitedhealthcare | Select/Navigate Hmo | $6,592.00 | ↑ +256% |
| Healthnet | Blue And Gold Other Commercial Plan | $7,332.00 | ↑ +296% |
| Unitedhealthcare | All Commercial Plans | $7,464.00 | ↑ +303% |
| Healthnet | Ambetter Hmo | $7,512.94 | ↑ +306% |
| Healthnet | Ambetter Ppo | $8,690.64 | ↑ +369% |
| Cigna | Oa/Oap Hmo/Pos | $9,648.00 | ↑ +421% |
| Healthnet | All Commercial Plans | $11,827.00 | ↑ +539% |
| Cigna | Ppo | $20,742.00 | ↑ +1020% |
Visitor-reported prices
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Biopsy of heart lining at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $2,223.46 | $272.83 – $5,091.10 |
| French Hospital | San Luis Obispo | $1,973.72 | $272.83 – $4,934.30 |
| Bakersfield Memorial Hospital | Bakersfield | $2,251.55 | $272.83 – $4,846.65 |
| St. Joseph's Medical Center Stockton | Stockton | $1,803.69 | $272.83 – $5,153.40 |
| Santa Rosa Memorial Hospital | Santa Rosa | $3,796.44 | $2,238.00 – $11,377.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $2,006.88 | $3,429.00 – $7,883.00 |
| Mercy Medical Center Merced | Merced | $3,159.53 | $272.83 – $6,073.65 |
| Dominican Hospital | Santa Cruz | $1,465.65 | $272.83 – $10,194.41 |