Biopsy of heart lining at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,803.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,135.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$272.83 with Kaiser vs $10,813.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|> 21 $272.83 ↓ -85%
BCBS - Anthem Medicaid|> 21 $272.83 ↓ -85%
BCBS - Anthem Medicaid|< 21 $272.83 ↓ -85%
Kaiser Medicaid|< 21 $272.83 ↓ -85%
HPSJ Medicaid|> 21 $341.04 ↓ -81%
Health Plan of San Joaquin Medicaid|All Plans $341.04 ↓ -81%
Health Net Medicaid|All Plans $1,068.37 ↓ -41%
Kaiser Commercial|Affiliated Payers $1,288.35 ↓ -29%
Kaiser Commercial|All Other Plans $1,288.35 ↓ -29%
Sutter UMR Commercial|All Plans $2,760.75 ↑ +53%
Blue Shield CA Commercial|Exchange $3,199.00 ↑ +77%
Healthsmart Commercial|All Plans $3,681.00 ↑ +104%
Alignment Health Medicare|All Plans $4,019.10 ↑ +123%
Blue Shield CA Commercial|All Other Plans $4,189.00 ↑ +132%
First Health Commercial|All Plans $4,417.20 ↑ +145%
United Medicare|All Plans $4,465.67 ↑ +148%
Cigna Medicare|All Plans $4,465.67 ↑ +148%
Molina Medicare|All Plans $4,465.67 ↑ +148%
Kaiser Medicare|All Plans $4,465.67 ↑ +148%
Aetna Medicare|All Plans $4,465.67 ↑ +148%
BCBS - Anthem Medicare|All Plans $4,465.67 ↑ +148%
Blue Shield CA Medicare|All Plans $4,465.67 ↑ +148%
Scan Health Plan Medicare|All Plans $4,465.67 ↑ +148%
Hill Physicians Commercial|All Plans $4,465.67 ↑ +148%
Medcore Commercial|With ER $4,465.67 ↑ +148%
Medcore Commercial|Without ER $4,465.67 ↑ +148%
Humana Medicare|All Plans $4,465.67 ↑ +148%
MultiPlan Commercial|All Plans $5,030.70 ↑ +179%
United Commercial|HMO $5,153.40 ↑ +186%
United Commercial|All Other Plans $5,153.40 ↑ +186%
United Commercial|Options PPO $5,460.15 ↑ +203%
BCBS - Anthem Commercial|Exchange $5,618.00 ↑ +211%
United Commercial|Non-Options PPO $6,135.00 ↑ +240%
BCBS - Anthem Commercial|Non-MCS $7,696.00 ↑ +327%
Health Net Commercial|Care Product $8,556.00 ↑ +374%
Health Net Commercial|FFS $9,771.00 ↑ +442%
Aetna Commercial|HMO $10,004.00 ↑ +455%
Aetna Commercial|All Other Plans $10,004.00 ↑ +455%
Aetna Commercial|PPO $10,004.00 ↑ +455%
BCBS - Anthem Commercial|MCS $10,813.00 ↑ +499%

Visitor-reported prices

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Biopsy of heart lining at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $2,223.46 $272.83 – $5,091.10
French Hospital San Luis Obispo $1,973.72 $272.83 – $4,934.30
Bakersfield Memorial Hospital Bakersfield $2,251.55 $272.83 – $4,846.65
Santa Rosa Memorial Hospital Santa Rosa $3,796.44 $2,238.00 – $11,377.00
Providence Mission Hospital - Mission Viejo Mission Viejo $2,006.88 $3,429.00 – $7,883.00
Mercy Medical Center Merced Merced $3,159.53 $272.83 – $6,073.65
Dominican Hospital Santa Cruz $1,465.65 $272.83 – $10,194.41
St. Mary Medical Center Long Beach $1,976.28 $272.83 – $6,398.74

All California hospitals for this procedure →