Npsy indiv hlth intrv ea addl 15 min at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$38.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$131.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.11 with Kaiser vs $131.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|< 21 $20.11 ↓ -48%
HPSJ Medicaid|> 21 $20.11 ↓ -48%
Health Plan of San Joaquin Medicaid|All Plans $20.11 ↓ -48%
BCBS - Anthem Medicaid|> 21 $20.11 ↓ -48%
BCBS - Anthem Medicaid|< 21 $20.11 ↓ -48%
Kaiser Medicaid|> 21 $20.11 ↓ -48%
Kaiser Commercial|All Other Plans $27.51 ↓ -29%
Kaiser Commercial|Affiliated Payers $27.51 ↓ -29%
Health Net Medicaid|All Plans $49.67 ↑ +29%
Sutter UMR Commercial|All Plans $58.95 ↑ +53%
Healthsmart Commercial|All Plans $78.60 ↑ +104%
First Health Commercial|All Plans $94.32 ↑ +145%
MultiPlan Commercial|All Plans $107.42 ↑ +179%
United Commercial|All Other Plans $110.04 ↑ +186%
United Commercial|HMO $110.04 ↑ +186%
United Commercial|Options PPO $116.59 ↑ +203%
United Commercial|Non-Options PPO $131.00 ↑ +240%

Visitor-reported prices

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Npsy indiv hlth intrv ea addl 15 min at other California hospitals

Hospital City Cash price Negotiated range
St. Mary Medical Center Long Beach $117.82 $18.10 – $274.00
Mercy San Juan Medical Center Carmichael $62.75 $20.11 – $187.58
Mercy General Hospital Sacramento $49.93 $20.11 – $180.80
Mercy Hospital of Folsom Folsom $89.09 $20.11 – $185.32
Woodland Memorial Hospital Woodland $62.75 $20.11 – $226.00
Methodist Hospital of Sacramento Sacramento $65.96 $20.11 – $187.58

All California hospitals for this procedure →