Npsy indiv hlth intrv ea addl 15 min at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$89.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$229.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.11 with United vs $226.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|> 21 $20.11 ↓ -77%
United Medicaid|< 21 $20.11 ↓ -77%
Hill Physicians Commercial|All Plans $21.19 ↓ -76%
Hill Physicians Medicaid|All Plans $22.12 ↓ -75%
Hill Physicians Medicare|All Plans $23.76 ↓ -73%
WCMG Commercial|All Plans $24.86 ↓ -72%
Molina Medicaid|All Plans $37.81 ↓ -58%
BCBS - Anthem Medicaid|All Plans $38.21 ↓ -57%
California Health & Wellness Medicaid|All Plans $47.46 ↓ -47%
Health Net Medicaid|All Plans $47.46 ↓ -47%
Western Health Advantage Commercial|All Plans $79.10 ↓ -11%
Partnership Health Plan Medicaid|All Plans $86.47 ↓ -3%
Kaiser Medicaid|All Plans $92.66 ↑ +4%
Healthsmart Commercial|All Plans $169.50 ↑ +90%
First Health Commercial|All Plans $169.50 ↑ +90%
Kaiser Commercial|All Plans $178.54 ↑ +100%
Sutter Health Commercial|All Plans $180.80 ↑ +103%
MultiPlan Commercial|All Plans $185.32 ↑ +108%
United Commercial|Non-Options PPO $226.00 ↑ +154%

Visitor-reported prices

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Npsy indiv hlth intrv ea addl 15 min at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Medical Center Stockton Stockton $38.52 $20.11 – $110.04
St. Mary Medical Center Long Beach $117.82 $18.10 – $274.00
Mercy San Juan Medical Center Carmichael $62.75 $20.11 – $187.58
Mercy General Hospital Sacramento $49.93 $20.11 – $180.80
Woodland Memorial Hospital Woodland $62.75 $20.11 – $226.00
Methodist Hospital of Sacramento Sacramento $65.96 $20.11 – $187.58

All California hospitals for this procedure →