New Patient Office Visit (level 2) at St. Joseph's Medical Center Stockton
1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931
$66.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$225.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$39.69 with Kaiser vs $233.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Commercial|Affiliated Payers | $39.69 | ↓ -40% |
| Kaiser | Commercial|All Other Plans | $39.69 | ↓ -40% |
| Health Plan of San Joaquin | Medicaid|All Plans | $49.20 | ↓ -26% |
| HPSJ | Medicaid|> 21 | $49.20 | ↓ -26% |
| Kaiser | Medicaid|< 21 | $61.11 | ↓ -8% |
| BCBS - Anthem | Medicaid|> 21 | $61.11 | ↓ -8% |
| BCBS - Anthem | Medicaid|< 21 | $61.11 | ↓ -8% |
| Kaiser | Medicaid|> 21 | $61.11 | ↓ -8% |
| Sutter UMR | Commercial|All Plans | $85.05 | ↑ +29% |
| Healthsmart | Commercial|All Plans | $113.40 | ↑ +71% |
| BCBS - Anthem | Commercial|Exchange | $117.99 | ↑ +78% |
| Blue Shield CA | Commercial|Exchange | $128.00 | ↑ +93% |
| First Health | Commercial|All Plans | $136.08 | ↑ +106% |
| Health Net | Medicaid|All Plans | $150.94 | ↑ +128% |
| United | Commercial|Non-Options PPO | $151.20 | ↑ +129% |
| MultiPlan | Commercial|All Plans | $154.98 | ↑ +134% |
| BCBS - Anthem | Commercial|Non-MCS | $161.46 | ↑ +144% |
| Blue Shield CA | Commercial|All Other Plans | $170.00 | ↑ +157% |
| United | Commercial|All Other Plans | $173.88 | ↑ +163% |
| United | Commercial|HMO | $173.88 | ↑ +163% |
| United | Commercial|Options PPO | $184.23 | ↑ +179% |
| BCBS - Anthem | Commercial|MCS | $207.00 | ↑ +213% |
| Cigna | Commercial|PPO | $233.00 | ↑ +252% |
| Cigna | Commercial|All Other Plans | $233.00 | ↑ +252% |
Visitor-reported prices
Comments
New Patient Office Visit (level 2) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $559.01 | $50.22 – $204.18 |
| Banner Lassen Medical Center | Susanville | $1,479.42 | $69.70 – $164.90 |
| Arroyo Grande Hospital | Santa Maria | $145.10 | $49.20 – $305.00 |
| Mark Twain Medical Center | San Andreas | $115.89 | $23.03 – $87.22 |
| French Hospital | San Luis Obispo | $148.96 | $49.20 – $298.90 |
| Mercy Hospitals – Bakersfield | Bakersfield | $154.71 | $61.11 – $333.60 |
| Bakersfield Memorial Hospital | Bakersfield | $161.12 | $61.11 – $232.00 |
| Healdsburg Hospital | Healdsburg | $309.57 | not published |