New Patient Office Visit (level 2) at St. John's Camarillo Hospital
2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360
$559.01
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,347.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$50.22 with BCBS - Anthem vs $17,179.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - Anthem | Commercial|DignityHealth | $50.22 | ↓ -91% |
| Aetna | Medicare|Sea View | $67.95 | ↓ -88% |
| SeaView | Medicare|All Plans | $67.95 | ↓ -88% |
| United | Medicare|Sea View | $67.95 | ↓ -88% |
| Blue Shield CA | Medicare|Sea View | $67.95 | ↓ -88% |
| Sea View | Commercial|All Plans | $67.95 | ↓ -88% |
| Gold Coast Health Plan | Medicaid|All Plans | $84.62 | ↓ -85% |
| BCBS - Anthem | Commercial|Exchange | $87.42 | ↓ -84% |
| Health Net | Medicaid|> 21 | $92.46 | ↓ -83% |
| Health Net | Medicaid|< 21 | $92.46 | ↓ -83% |
| Western Growers | Commercial|All Plans | $93.00 | ↓ -83% |
| Blue Shield CA | Commercial|EPN | $102.00 | ↓ -82% |
| Kaiser | Commercial|All Plans | $115.32 | ↓ -79% |
| First Health | Commercial|All Plans | $124.62 | ↓ -78% |
| MultiPlan | Commercial|All Plans | $145.08 | ↓ -74% |
| BCBS - Anthem | Commercial|HMO Non MCS | $146.94 | ↓ -74% |
| BCBS - Anthem | Commercial|PPO Non MCS | $146.94 | ↓ -74% |
| Blue Shield CA | Commercial|FFS | $152.00 | ↓ -73% |
| BCBS - Anthem | Commercial|MCS | $186.00 | ↓ -67% |
| United | Commercial|Non-Options PPO | $186.00 | ↓ -67% |
| Cigna | Commercial|All Other Plans | $204.18 | ↓ -63% |
| Cigna | Commercial|PPO | $204.18 | ↓ -63% |
| BCBS - Anthem | Commercial|HMO | $1,064.13 | ↑ +90% |
| BCBS - Anthem | Commercial|Non-MCS | $1,064.13 | ↑ +90% |
| United | Commercial|HMO | $10,481.00 | ↑ +1775% |
| United | Commercial|Navigate | $17,179.00 | ↑ +2973% |
| United | Commercial|All Other Plans | $17,179.00 | ↑ +2973% |
Visitor-reported prices
Comments
New Patient Office Visit (level 2) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Lassen Medical Center | Susanville | $1,479.42 | $69.70 – $164.90 |
| Arroyo Grande Hospital | Santa Maria | $145.10 | $49.20 – $305.00 |
| Mark Twain Medical Center | San Andreas | $115.89 | $23.03 – $87.22 |
| French Hospital | San Luis Obispo | $148.96 | $49.20 – $298.90 |
| Mercy Hospitals – Bakersfield | Bakersfield | $154.71 | $61.11 – $333.60 |
| Bakersfield Memorial Hospital | Bakersfield | $161.12 | $61.11 – $232.00 |
| Healdsburg Hospital | Healdsburg | $309.57 | not published |
| Redwood Memorial Hospital | Fortuna | $82.62 | not published |