MRI chest w IV cont at St. Joseph's Medical Center Stockton
1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931
$941.39
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,202.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$320.46 with Kaiser vs $4,941.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Commercial|Affiliated Payers | $320.46 | ↓ -66% |
| Kaiser | Commercial|All Other Plans | $320.46 | ↓ -66% |
| Kaiser | Medicaid|< 21 | $374.13 | ↓ -60% |
| HPSJ | Medicaid|> 21 | $374.13 | ↓ -60% |
| Health Plan of San Joaquin | Medicaid|All Plans | $374.13 | ↓ -60% |
| BCBS - Anthem | Medicaid|< 21 | $374.13 | ↓ -60% |
| Kaiser | Medicaid|> 21 | $374.13 | ↓ -60% |
| BCBS - Anthem | Medicaid|> 21 | $374.13 | ↓ -60% |
| Sutter UMR | Commercial|All Plans | $686.70 | ↓ -27% |
| Healthsmart | Commercial|All Plans | $915.60 | ↓ -3% |
| Health Net | Medicaid|All Plans | $924.10 | ↓ -2% |
| Medcore | Commercial|Without ER | $952.80 | ↑ +1% |
| Alignment Health | Medicare|All Plans | $1,008.85 | ↑ +7% |
| First Health | Commercial|All Plans | $1,098.72 | ↑ +17% |
| Kaiser | Medicare|All Plans | $1,120.94 | ↑ +19% |
| Aetna | Medicare|All Plans | $1,120.94 | ↑ +19% |
| Molina | Medicare|All Plans | $1,120.94 | ↑ +19% |
| United | Medicare|All Plans | $1,120.94 | ↑ +19% |
| Cigna | Medicare|All Plans | $1,120.94 | ↑ +19% |
| Humana | Medicare|All Plans | $1,120.94 | ↑ +19% |
| BCBS - Anthem | Medicare|All Plans | $1,120.94 | ↑ +19% |
| Blue Shield CA | Medicare|All Plans | $1,120.94 | ↑ +19% |
| Scan Health Plan | Medicare|All Plans | $1,120.94 | ↑ +19% |
| Hill Physicians | Commercial|All Plans | $1,120.94 | ↑ +19% |
| Medcore | Commercial|With ER | $1,120.94 | ↑ +19% |
| Aetna | Commercial|All Other Plans | $1,141.35 | ↑ +21% |
| Aetna | Commercial|PPO | $1,141.35 | ↑ +21% |
| Aetna | Commercial|HMO | $1,141.35 | ↑ +21% |
| MultiPlan | Commercial|All Plans | $1,251.32 | ↑ +33% |
| BCBS - Anthem | Commercial|Exchange | $1,409.00 | ↑ +50% |
| United | Commercial|Non-Options PPO | $1,526.00 | ↑ +62% |
| United | Commercial|HMO | $1,526.00 | ↑ +62% |
| United | Commercial|All Other Plans | $1,526.00 | ↑ +62% |
| United | Commercial|Options PPO | $1,526.00 | ↑ +62% |
| BCBS - Anthem | Commercial|Non-MCS | $1,930.00 | ↑ +105% |
| BCBS - Anthem | Commercial|MCS | $2,712.00 | ↑ +188% |
| Cigna | Commercial|All Other Plans | $4,941.00 | ↑ +425% |
| Cigna | Commercial|PPO | $4,941.00 | ↑ +425% |
Visitor-reported prices
Comments
MRI chest w IV cont at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $1,777.41 | $566.02 – $3,165.24 |
| Banner Lassen Medical Center | Susanville | $1,869.55 | $158.01 – $2,609.30 |
| Arroyo Grande Hospital | Santa Maria | $2,293.66 | $374.13 – $4,805.92 |
| Mark Twain Medical Center | San Andreas | $8,668.66 | $374.13 – $3,209.50 |
| French Hospital | San Luis Obispo | $1,830.25 | $374.13 – $2,338.28 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,200.93 | $374.13 – $2,589.60 |
| Bakersfield Memorial Hospital | Bakersfield | $1,187.98 | $374.13 – $2,557.23 |
| Providence St Joseph Hospital Eureka | Eureka | $3,994.32 | $1,008.25 – $4,526.67 |