MRI chest w IV cont at Mercy Hospitals – Bakersfield

2215 Truxtun Ave., Bakersfield, CA · CommonSpirit Health · · NPI 1104981661

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,200.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,237.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$374.13 with BCBS - Anthem vs $5,490.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|< 21 $374.13 ↓ -69%
LA Care Medicaid|> 21 $374.13 ↓ -69%
Care 1st Medicaid|< 21 $374.13 ↓ -69%
BCBS - Anthem Medicaid|> 21 $374.13 ↓ -69%
Kaiser Medicaid|> 21 $374.13 ↓ -69%
Kaiser Medicaid|< 21 $374.13 ↓ -69%
LA Care Medicaid|< 21 $374.13 ↓ -69%
Care 1st Medicaid|> 21 $374.13 ↓ -69%
Partnership Health Plan Medicaid|> 21 $374.13 ↓ -69%
Molina Medicaid|< 21 $374.13 ↓ -69%
Molina Medicaid|> 21 $374.13 ↓ -69%
Partnership Health Plan Medicaid|< 21 $374.13 ↓ -69%
Kern Health System Medicaid|< 21 $525.65 ↓ -56%
Kern Health System Medicaid|> 21 $525.65 ↓ -56%
Health Net Medicaid|GemCare $901.65 ↓ -25%
Blue Shield CA Medicare|All Plans $1,003.85 ↓ -16%
Humana Medicare|All Plans $1,003.85 ↓ -16%
Aetna Medicare|All Plans $1,003.85 ↓ -16%
United Medicare|All Plans $1,003.85 ↓ -16%
Kaiser Medicare|All Plans $1,003.85 ↓ -16%
BCBS - Anthem Medicare|All Plans $1,003.85 ↓ -16%
HPN Medicare|All Plans $1,003.85 ↓ -16%
HPN Commercial|All Plans $1,104.23 ↓ -8%
Health Net Medicaid|Non-GemCare $1,219.66 ↑ +2%
Cigna Commercial|All Other Plans $1,356.00 ↑ +13%
Cigna Commercial|PPO $1,356.00 ↑ +13%
Aetna Commercial|HMO $1,518.89 ↑ +26%
Aetna Commercial|PPO $1,594.30 ↑ +33%
United Commercial|Options PPO $1,609.16 ↑ +34%
United Commercial|HMO $1,609.16 ↑ +34%
United Commercial|All Other Plans $1,609.16 ↑ +34%
United Commercial|Non-Options PPO $1,609.16 ↑ +34%
Western Growers Commercial|All Plans $1,618.50 ↑ +35%
CHN Sun View Commercial|All Plans $2,104.05 ↑ +75%
Kaiser Commercial|All Plans $2,248.62 ↑ +87%
First Health Commercial|All Plans $2,265.90 ↑ +89%
Healthsmart Commercial|All Plans $2,460.12 ↑ +105%
MultiPlan Commercial|All Plans $2,589.60 ↑ +116%
BCBS - Anthem Commercial|Exchange $2,969.00 ↑ +147%
BCBS - Anthem Commercial|All Other Plans $4,067.00 ↑ +239%
BCBS - Anthem Commercial|MCS $5,490.00 ↑ +357%

Visitor-reported prices

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MRI chest w IV cont at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield $1,187.98 $374.13 – $2,557.23
St. John's Camarillo Hospital Camarillo $1,777.41 $566.02 – $3,165.24
Banner Lassen Medical Center Susanville $1,869.55 $158.01 – $2,609.30
Arroyo Grande Hospital Santa Maria $2,293.66 $374.13 – $4,805.92
Mark Twain Medical Center San Andreas $8,668.66 $374.13 – $3,209.50
French Hospital San Luis Obispo $1,830.25 $374.13 – $2,338.28
Providence St Joseph Hospital Eureka Eureka $3,994.32 $1,008.25 – $4,526.67
St. Joseph's Medical Center Stockton Stockton $941.39 $320.46 – $1,526.00

All California hospitals for this procedure →