Icd crtp serena MRI at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$11,297.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$38,427.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,693.82 with Kaiser vs $13,496.65 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|Affiliated Payers $3,693.82 ↓ -67%
Health Net Medicaid|All Plans $3,693.82 ↓ -67%
Kaiser Commercial|All Other Plans $3,693.82 ↓ -67%
Sutter UMR Commercial|All Plans $5,682.80 ↓ -50%
United Commercial|Options PPO $5,966.94 ↓ -47%
United Commercial|Non-Options PPO $6,819.36 ↓ -40%
United Commercial|All Other Plans $6,961.43 ↓ -38%
United Commercial|HMO $7,245.57 ↓ -36%
Health Net Commercial|Care Product $7,387.64 ↓ -35%
Healthsmart Commercial|All Plans $7,813.85 ↓ -31%
Health Net Commercial|FFS $8,382.13 ↓ -26%
BCBS - Anthem Commercial|Exchange $9,802.83 ↓ -13%
First Health Commercial|All Plans $10,229.04 ↓ -9%
MultiPlan Commercial|All Plans $11,649.74 ↑ +3%
Cigna Commercial|PPO $13,354.58 ↑ +18%
Cigna Commercial|All Other Plans $13,354.58 ↑ +18%
BCBS - Anthem Commercial|MCS $13,496.65 ↑ +19%
BCBS - Anthem Commercial|Non-MCS $13,496.65 ↑ +19%

Visitor-reported prices

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Icd crtp serena MRI at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $20,865.01 $4,383.12 – $14,245.14
Banner Lassen Medical Center Susanville $30,536.64 $2,503.05 – $5,921.85
Petaluma Valley Hospital Petaluma $18,604.80 not published
Arroyo Grande Hospital Santa Maria $22,428.49 $4,201.18 – $17,900.68
French Hospital San Luis Obispo $20,541.98 $3,470.54 – $17,900.68
Mercy Hospitals – Bakersfield Bakersfield $12,725.30 $5,073.75 – $16,236.00
Bakersfield Memorial Hospital Bakersfield $23,504.52 $5,073.75 – $16,033.05
Queen of The Valley Medical Center Napa $18,604.80 not published

All California hospitals for this procedure →