Icd crtp serena MRI at Arroyo Grande Hospital

1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$22,428.49

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$52,403.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,201.18 with CenCal vs $17,900.68 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CenCal Medicaid|> 21 $4,201.18 ↓ -81%
CenCal Medicaid|< 21 $4,201.18 ↓ -81%
Western Growers Commercial|All Plans $9,133.00 ↓ -59%
Health Net Commercial|Care Product $10,594.28 ↓ -53%
United Commercial|Options PPO $11,142.26 ↓ -50%
United Commercial|Non-Options PPO $11,324.92 ↓ -50%
Kaiser Commercial|All Plans $11,507.58 ↓ -49%
United Commercial|All Other Plans $11,507.58 ↓ -49%
United Commercial|HMO $11,872.90 ↓ -47%
Health Net Commercial|FFS $12,055.56 ↓ -46%
Cigna Commercial|All Other Plans $14,064.82 ↓ -37%
Cigna Commercial|PPO $14,064.82 ↓ -37%
First Health Commercial|All Plans $15,343.44 ↓ -32%
Healthsmart Commercial|All Plans $16,804.72 ↓ -25%
BCBS - Anthem Commercial|Non-MCS $17,718.02 ↓ -21%
BCBS - Anthem Commercial|MCS $17,718.02 ↓ -21%
MultiPlan Commercial|All Plans $17,900.68 ↓ -20%

Visitor-reported prices

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Icd crtp serena MRI at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $20,865.01 $4,383.12 – $14,245.14
Banner Lassen Medical Center Susanville $30,536.64 $2,503.05 – $5,921.85
Petaluma Valley Hospital Petaluma $18,604.80 not published
French Hospital San Luis Obispo $20,541.98 $3,470.54 – $17,900.68
Mercy Hospitals – Bakersfield Bakersfield $12,725.30 $5,073.75 – $16,236.00
Bakersfield Memorial Hospital Bakersfield $23,504.52 $5,073.75 – $16,033.05
Queen of The Valley Medical Center Napa $18,604.80 not published
Providence St Joseph Hospital Eureka Eureka $7,435.80 not published

All California hospitals for this procedure →