Ghs inf midline insertion at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,687.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$12,544.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.80 with First Health vs $6,009.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
First Health Commercial|All Plans $0.80 ↓ -100%
MultiPlan Commercial|All Plans $0.92 ↓ -100%
Kaiser Medicaid|< 21 $96.98 ↓ -97%
BCBS - Anthem Medicaid|> 21 $96.98 ↓ -97%
BCBS - Anthem Medicaid|< 21 $96.98 ↓ -97%
Kaiser Medicaid|> 21 $96.98 ↓ -97%
Health Plan of San Joaquin Medicaid|All Plans $121.22 ↓ -97%
HPSJ Medicaid|> 21 $121.22 ↓ -97%
Kaiser Commercial|All Other Plans $121.59 ↓ -97%
Kaiser Commercial|Affiliated Payers $121.59 ↓ -97%
Sutter UMR Commercial|All Plans $289.50 ↓ -92%
Healthsmart Commercial|All Plans $347.40 ↓ -91%
Health Net Medicaid|All Plans $377.61 ↓ -90%
United Commercial|All Other Plans $486.36 ↓ -87%
United Commercial|HMO $486.36 ↓ -87%
United Commercial|Options PPO $515.31 ↓ -86%
United Commercial|Non-Options PPO $579.00 ↓ -84%
BCBS - Anthem Commercial|Exchange $3,122.00 ↓ -15%
Aetna Commercial|HMO $3,155.00 ↓ -14%
Aetna Commercial|PPO $3,155.00 ↓ -14%
Aetna Commercial|All Other Plans $3,155.00 ↓ -14%
BCBS - Anthem Commercial|Non-MCS $4,277.00 ↑ +16%
BCBS - Anthem Commercial|MCS $6,009.00 ↑ +63%

Visitor-reported prices

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Ghs inf midline insertion at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $505.89 $119.29 – $900.90
Petaluma Valley Hospital Petaluma $723.18 $576.17 – $1,687.00
Arroyo Grande Hospital Santa Maria $541.85 $96.98 – $1,007.44
French Hospital San Luis Obispo $496.28 $96.98 – $1,055.46
Mercy Hospitals – Bakersfield Bakersfield $1,562.66 $96.98 – $3,748.68
Bakersfield Memorial Hospital Bakersfield $1,545.81 $96.98 – $4,169.88
Queen of The Valley Medical Center Napa $688.50 $781.22 – $6,200.00
Providence St Joseph Hospital Eureka Eureka $490.62 $2,699.00 – $21,319.00

All California hospitals for this procedure →