Ghs inf midline insertion at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$496.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,266.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$96.98 with Molina vs $5,432.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Medicaid|< 21 $96.98 ↓ -80%
Partnership Health Plan Medicaid|> 21 $96.98 ↓ -80%
Partnership Health Plan Medicaid|< 21 $96.98 ↓ -80%
BCBS - Anthem Medicaid|All Plans $96.98 ↓ -80%
Molina Medicaid|> 21 $96.98 ↓ -80%
Health Net Medicaid|< 21 $119.29 ↓ -76%
Health Net Medicaid|> 21 $119.29 ↓ -76%
CenCal Medicaid|> 21 $152.88 ↓ -69%
CenCal Medicaid|< 21 $152.88 ↓ -69%
MHS HSPCC Commercial|All Plans $290.79 ↓ -41%
Western Growers Commercial|All Plans $592.35 ↑ +19%
Health Net Commercial|FFS $603.12 ↑ +22%
Kaiser Commercial|All Plans $667.74 ↑ +35%
Healthsmart Commercial|All Plans $915.45 ↑ +84%
First Health Commercial|All Plans $915.45 ↑ +84%
United Commercial|Non-Options PPO $990.84 ↑ +100%
MultiPlan Commercial|All Plans $1,055.46 ↑ +113%
Aetna Commercial|Gatekeeper $4,063.00 ↑ +719%
Aetna Commercial|Non-Gatekeeper $4,363.00 ↑ +779%
BCBS - Anthem Commercial|MCS $5,243.00 ↑ +956%
BCBS - Anthem Commercial|Non-MCS $5,432.00 ↑ +995%

Visitor-reported prices

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Ghs inf midline insertion at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $505.89 $119.29 – $900.90
Petaluma Valley Hospital Petaluma $723.18 $576.17 – $1,687.00
Arroyo Grande Hospital Santa Maria $541.85 $96.98 – $1,007.44
Mercy Hospitals – Bakersfield Bakersfield $1,562.66 $96.98 – $3,748.68
Bakersfield Memorial Hospital Bakersfield $1,545.81 $96.98 – $4,169.88
Queen of The Valley Medical Center Napa $688.50 $781.22 – $6,200.00
Providence St Joseph Hospital Eureka Eureka $490.62 $2,699.00 – $21,319.00
Healdsburg Hospital Healdsburg $1,446.36 $3,982.87 – $3,982.87

All California hospitals for this procedure →