Ercp biliary & pancreas at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$523.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,779.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$165.14 with Kaiser vs $890.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|< 21 $165.14 ↓ -68%
HPSJ Medicaid|> 21 $165.14 ↓ -68%
Health Plan of San Joaquin Medicaid|All Plans $165.14 ↓ -68%
BCBS - Anthem Medicaid|> 21 $165.14 ↓ -68%
BCBS - Anthem Medicaid|< 21 $165.14 ↓ -68%
Kaiser Medicaid|> 21 $165.14 ↓ -68%
Kaiser Commercial|Affiliated Payers $186.90 ↓ -64%
Kaiser Commercial|All Other Plans $186.90 ↓ -64%
Aetna Commercial|All Other Plans $380.90 ↓ -27%
Aetna Commercial|PPO $380.90 ↓ -27%
Aetna Commercial|HMO $380.90 ↓ -27%
Sutter UMR Commercial|All Plans $400.50 ↓ -23%
Health Net Medicaid|All Plans $407.90 ↓ -22%
Healthsmart Commercial|All Plans $534.00 ↑ +2%
BCBS - Anthem Commercial|Exchange $587.40 ↑ +12%
First Health Commercial|All Plans $640.80 ↑ +23%
MultiPlan Commercial|All Plans $729.80 ↑ +40%
United Commercial|All Other Plans $747.60 ↑ +43%
United Commercial|HMO $747.60 ↑ +43%
United Commercial|Options PPO $792.10 ↑ +51%
BCBS - Anthem Commercial|Non-MCS $801.00 ↑ +53%
BCBS - Anthem Commercial|MCS $890.00 ↑ +70%
United Commercial|Non-Options PPO $890.00 ↑ +70%

Visitor-reported prices

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Ercp biliary & pancreas at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,772.59 $249.84 – $3,156.66
Arroyo Grande Hospital Santa Maria $1,124.36 $165.14 – $2,471.56
Mark Twain Medical Center San Andreas $662.01 $165.14 – $806.54
French Hospital San Luis Obispo $988.63 $165.14 – $2,009.00
Mercy Hospitals – Bakersfield Bakersfield $645.17 $165.14 – $1,252.00
Bakersfield Memorial Hospital Bakersfield $638.22 $165.14 – $1,549.35
Queen of The Valley Medical Center Napa $2,008.38 $924.55 – $981.34
Providence St Joseph Hospital Eureka Eureka $4,122.84 $1,048.44 – $1,048.44

All California hospitals for this procedure →