Ercp biliary & pancreas at St. John's Camarillo Hospital
2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360
$1,772.59
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,047.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$249.84 with Health Net vs $4,047.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid|> 21 | $249.84 | ↓ -86% |
| Health Net | Medicaid|< 21 | $249.84 | ↓ -86% |
| Aetna | Commercial|All Plans | $395.16 | ↓ -78% |
| BCBS - Anthem | Commercial|Exchange | $790.73 | ↓ -55% |
| BCBS - Anthem | Commercial|DignityHealth | $1,092.69 | ↓ -38% |
| BCBS - Anthem | Commercial|HMO | $1,316.56 | ↓ -26% |
| BCBS - Anthem | Commercial|HMO Non MCS | $1,316.56 | ↓ -26% |
| BCBS - Anthem | Commercial|Non-MCS | $1,317.89 | ↓ -26% |
| BCBS - Anthem | Commercial|PPO Non MCS | $1,317.89 | ↓ -26% |
| BCBS - Anthem | Commercial|MCS | $1,916.93 | ↑ +8% |
| Western Growers | Commercial|All Plans | $2,023.50 | ↑ +14% |
| Kaiser | Commercial|All Plans | $2,509.14 | ↑ +42% |
| Ventura HP | Commercial|All Plans | $2,630.55 | ↑ +48% |
| First Health | Commercial|All Plans | $2,711.49 | ↑ +53% |
| United | Medicare|Sea View | $2,832.90 | ↑ +60% |
| Sea View | Commercial|All Plans | $2,832.90 | ↑ +60% |
| SeaView | Medicare|All Plans | $2,832.90 | ↑ +60% |
| Blue Shield CA | Medicare|Sea View | $2,832.90 | ↑ +60% |
| Aetna | Medicare|Sea View | $2,832.90 | ↑ +60% |
| MultiPlan | Commercial|All Plans | $3,156.66 | ↑ +78% |
| United | Commercial|Non-Options PPO | $4,047.00 | ↑ +128% |
Visitor-reported prices
Comments
Ercp biliary & pancreas at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $1,124.36 | $165.14 – $2,471.56 |
| Mark Twain Medical Center | San Andreas | $662.01 | $165.14 – $806.54 |
| French Hospital | San Luis Obispo | $988.63 | $165.14 – $2,009.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $645.17 | $165.14 – $1,252.00 |
| Bakersfield Memorial Hospital | Bakersfield | $638.22 | $165.14 – $1,549.35 |
| Queen of The Valley Medical Center | Napa | $2,008.38 | $924.55 – $981.34 |
| Providence St Joseph Hospital Eureka | Eureka | $4,122.84 | $1,048.44 – $1,048.44 |
| St. Joseph's Medical Center Stockton | Stockton | $523.03 | $165.14 – $747.60 |