ER Visit (level 3) at St. Joseph's Medical Center Stockton
1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931
$1,053.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,584.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$63.97 with Kaiser vs $24,771.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicaid|> 21 | $63.97 | ↓ -94% |
| Kaiser | Medicaid|< 21 | $63.97 | ↓ -94% |
| Health Plan of San Joaquin | Medicaid|All Plans | $63.97 | ↓ -94% |
| BCBS - Anthem | Medicaid|< 21 | $63.97 | ↓ -94% |
| HPSJ | Medicaid|> 21 | $63.97 | ↓ -94% |
| BCBS - Anthem | Medicaid|> 21 | $63.97 | ↓ -94% |
| Health Net | Medicaid|All Plans | $158.01 | ↓ -85% |
| Medcore | Commercial|Without ER | $333.92 | ↓ -68% |
| BCBS - Anthem | Medicare|All Plans | $392.85 | ↓ -63% |
| Aetna | Medicare|All Plans | $392.85 | ↓ -63% |
| Molina | Medicare|All Plans | $392.85 | ↓ -63% |
| United | Medicare|All Plans | $392.85 | ↓ -63% |
| Cigna | Medicare|All Plans | $392.85 | ↓ -63% |
| Kaiser | Medicare|All Plans | $392.85 | ↓ -63% |
| Alignment Health | Medicare|All Plans | $392.85 | ↓ -63% |
| Humana | Medicare|All Plans | $392.85 | ↓ -63% |
| Blue Shield CA | Medicare|All Plans | $392.85 | ↓ -63% |
| Scan Health Plan | Medicare|All Plans | $392.85 | ↓ -63% |
| Hill Physicians | Commercial|All Plans | $392.85 | ↓ -63% |
| Medcore | Commercial|With ER | $392.85 | ↓ -63% |
| Kaiser | Commercial|Affiliated Payers | $752.64 | ↓ -29% |
| Cigna | Commercial|All Other Plans | $1,756.16 | ↑ +67% |
| Cigna | Commercial|PPO | $1,756.16 | ↑ +67% |
| Blue Shield CA | Commercial|Exchange | $1,827.84 | ↑ +73% |
| Aetna | Commercial|PPO | $1,971.20 | ↑ +87% |
| Sutter UMR | Commercial|All Plans | $1,971.20 | ↑ +87% |
| Aetna | Commercial|All Other Plans | $1,971.20 | ↑ +87% |
| Aetna | Commercial|HMO | $1,971.20 | ↑ +87% |
| Blue Shield CA | Commercial|All Other Plans | $2,222.08 | ↑ +111% |
| Healthsmart | Commercial|All Plans | $2,329.60 | ↑ +121% |
| First Health | Commercial|All Plans | $2,580.48 | ↑ +145% |
| Kaiser | Commercial|All Other Plans | $2,656.00 | ↑ +152% |
| MultiPlan | Commercial|All Plans | $2,938.88 | ↑ +179% |
| BCBS - Anthem | Commercial|Exchange | $3,673.00 | ↑ +249% |
| Health Net | Commercial|Care Product | $4,264.00 | ↑ +305% |
| Health Net | Commercial|FFS | $4,860.00 | ↑ +361% |
| BCBS - Anthem | Commercial|Non-MCS | $5,032.00 | ↑ +378% |
| BCBS - Anthem | Commercial|MCS | $7,070.00 | ↑ +571% |
| United | Commercial|Non-Options PPO | $12,419.00 | ↑ +1079% |
| United | Commercial|All Other Plans | $14,671.00 | ↑ +1292% |
| United | Commercial|Options PPO | $15,997.00 | ↑ +1418% |
| United | Commercial|HMO | $24,771.00 | ↑ +2251% |
Visitor-reported prices
Comments
ER Visit (level 3) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $762.56 | $81.27 – $1,196.38 |
| Banner Lassen Medical Center | Susanville | $1,059.08 | $55.38 – $1,065.06 |
| Petaluma Valley Hospital | Petaluma | $1,925.25 | $367.87 – $375.37 |
| Arroyo Grande Hospital | Santa Maria | $828.61 | $63.97 – $1,736.56 |
| Mark Twain Medical Center | San Andreas | $746.59 | $46.83 – $177.38 |
| French Hospital | San Luis Obispo | $758.92 | $63.97 – $1,897.28 |
| Mercy Hospitals – Bakersfield | Bakersfield | $731.25 | $63.97 – $1,616.22 |
| Bakersfield Memorial Hospital | Bakersfield | $723.36 | $63.97 – $1,616.22 |