ER Visit (level 3) at Mercy Hospitals – Bakersfield

2215 Truxtun Ave., Bakersfield, CA · CommonSpirit Health · · NPI 1104981661

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$731.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,971.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.97 with Care 1st vs $10,451.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicaid|< 21 $63.97 ↓ -91%
Kaiser Medicaid|< 21 $63.97 ↓ -91%
LA Care Medicaid|> 21 $63.97 ↓ -91%
BCBS - Anthem Medicaid|> 21 $63.97 ↓ -91%
BCBS - Anthem Medicaid|< 21 $63.97 ↓ -91%
Kaiser Medicaid|> 21 $63.97 ↓ -91%
LA Care Medicaid|< 21 $63.97 ↓ -91%
Care 1st Medicaid|> 21 $63.97 ↓ -91%
Partnership Health Plan Medicaid|> 21 $63.97 ↓ -91%
Molina Medicaid|< 21 $63.97 ↓ -91%
Molina Medicaid|> 21 $63.97 ↓ -91%
Partnership Health Plan Medicaid|< 21 $63.97 ↓ -91%
Kern Health System Medicaid|< 21 $89.88 ↓ -88%
Kern Health System Medicaid|> 21 $89.88 ↓ -88%
Health Net Medicaid|GemCare $154.17 ↓ -79%
Health Net Medicaid|Non-GemCare $208.54 ↓ -71%
BCBS - Anthem Medicare|All Plans $351.82 ↓ -52%
Humana Medicare|All Plans $351.82 ↓ -52%
Aetna Medicare|All Plans $351.82 ↓ -52%
United Medicare|All Plans $351.82 ↓ -52%
Kaiser Medicare|All Plans $351.82 ↓ -52%
Blue Shield CA Medicare|All Plans $351.82 ↓ -52%
HPN Medicare|All Plans $351.82 ↓ -52%
HPN Commercial|All Plans $387.00 ↓ -47%
Kaiser Commercial|All Plans $788.08 ↑ +8%
Western Growers Commercial|All Plans $1,084.05 ↑ +48%
Blue Shield CA Commercial|Exchange $1,143.18 ↑ +56%
CHN Sun View Commercial|All Plans $1,281.15 ↑ +75%
First Health Commercial|All Plans $1,379.70 ↑ +89%
Aetna Commercial|HMO $1,399.41 ↑ +91%
Blue Shield CA Commercial|All Other Plans $1,478.25 ↑ +102%
Aetna Commercial|PPO $1,478.25 ↑ +102%
Healthsmart Commercial|All Plans $1,497.96 ↑ +105%
MultiPlan Commercial|All Plans $1,576.80 ↑ +116%
Cigna Commercial|PPO $1,616.22 ↑ +121%
Cigna Commercial|All Other Plans $1,616.22 ↑ +121%
Health Net Commercial|Community Care PPO $1,968.00 ↑ +169%
Health Net Commercial|Care Product $2,333.00 ↑ +219%
Health Net Commercial|FFS $2,791.00 ↑ +282%
BCBS - Anthem Commercial|Exchange $2,921.00 ↑ +299%
BCBS - Anthem Commercial|All Other Plans $4,001.00 ↑ +447%
BCBS - Anthem Commercial|MCS $5,401.00 ↑ +639%
United Commercial|Non-Options PPO $8,130.00 ↑ +1012%
United Commercial|All Other Plans $9,342.00 ↑ +1178%
United Commercial|Options PPO $9,342.00 ↑ +1178%
United Commercial|HMO $10,451.00 ↑ +1329%

Visitor-reported prices

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ER Visit (level 3) at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield $723.36 $63.97 – $1,616.22
St. John's Camarillo Hospital Camarillo $762.56 $81.27 – $1,196.38
Banner Lassen Medical Center Susanville $1,059.08 $55.38 – $1,065.06
Petaluma Valley Hospital Petaluma $1,925.25 $367.87 – $375.37
Arroyo Grande Hospital Santa Maria $828.61 $63.97 – $1,736.56
Mark Twain Medical Center San Andreas $746.59 $46.83 – $177.38
French Hospital San Luis Obispo $758.92 $63.97 – $1,897.28
Queen of The Valley Medical Center Napa $1,697.79 $387.59 – $387.59

All California hospitals for this procedure →