Electrd sq emblem s-icd at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,176.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,207.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,185.04 with Health Net vs $8,404.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid|All Plans $2,185.04 ↓ -48%
Kaiser Commercial|Affiliated Payers $2,185.04 ↓ -48%
Kaiser Commercial|All Other Plans $2,185.04 ↓ -48%
HPSJ Medicaid|> 21 $2,773.32 ↓ -34%
Health Plan of San Joaquin Medicaid|All Plans $2,773.32 ↓ -34%
Sutter UMR Commercial|All Plans $3,361.60 ↓ -20%
United Commercial|Options PPO $3,529.68 ↓ -15%
United Commercial|Non-Options PPO $4,033.92 ↓ -3%
United Commercial|All Other Plans $4,117.96 ↓ -1%
United Commercial|HMO $4,286.04 ↑ +3%
Health Net Commercial|Care Product $4,370.08 ↑ +5%
Healthsmart Commercial|All Plans $4,622.20 ↑ +11%
Health Net Commercial|FFS $4,958.36 ↑ +19%
BCBS - Anthem Commercial|Exchange $5,798.76 ↑ +39%
First Health Commercial|All Plans $6,050.88 ↑ +45%
MultiPlan Commercial|All Plans $6,891.28 ↑ +65%
Blue Shield CA Commercial|Exchange $7,227.44 ↑ +73%
Blue Shield CA Commercial|All Other Plans $7,731.68 ↑ +85%
Cigna Commercial|PPO $7,899.76 ↑ +89%
Cigna Commercial|All Other Plans $7,899.76 ↑ +89%
BCBS - Anthem Commercial|MCS $7,983.80 ↑ +91%
BCBS - Anthem Commercial|Non-MCS $7,983.80 ↑ +91%
Aetna Commercial|PPO $8,404.00 ↑ +101%
Aetna Commercial|All Other Plans $8,404.00 ↑ +101%
Aetna Commercial|HMO $8,404.00 ↑ +101%

Visitor-reported prices

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Electrd sq emblem s-icd at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $7,999.20 $3,371.28 – $10,956.66
Banner Lassen Medical Center Susanville $7,029.06 $2,849.50 – $6,741.50
Petaluma Valley Hospital Petaluma $16,379.04 not published
Arroyo Grande Hospital Santa Maria $10,163.72 $4,201.18 – $17,900.68
French Hospital San Luis Obispo $9,308.83 $3,470.54 – $17,900.68
Mercy Hospitals – Bakersfield Bakersfield $7,529.45 $5,073.75 – $18,265.50
Bakersfield Memorial Hospital Bakersfield $7,448.27 $3,001.25 – $11,644.85
Queen of The Valley Medical Center Napa $16,379.04 not published

All California hospitals for this procedure →