Electrd sq emblem s-icd at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$9,308.83
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$23,747.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,470.54 with Health Net vs $17,900.68 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Commercial|FFS | $3,470.54 | ↓ -63% |
| CenCal | Medicaid|< 21 | $4,201.18 | ↓ -55% |
| CenCal | Medicaid|> 21 | $4,201.18 | ↓ -55% |
| MHS HSPCC | Commercial|All Plans | $4,931.82 | ↓ -47% |
| United | Commercial|HMO | $9,133.00 | ↓ -2% |
| Western Growers | Commercial|All Plans | $9,133.00 | ↓ -2% |
| United | Commercial|Non-Options PPO | $9,498.32 | ↑ +2% |
| United | Commercial|All Other Plans | $10,776.94 | ↑ +16% |
| Cigna | Commercial|PPO | $10,959.60 | ↑ +18% |
| Cigna | Commercial|All Other Plans | $10,959.60 | ↑ +18% |
| Kaiser | Commercial|All Plans | $11,324.92 | ↑ +22% |
| Aetna | Commercial|Gatekeeper | $13,151.52 | ↑ +41% |
| Aetna | Commercial|Non-Gatekeeper | $14,247.48 | ↑ +53% |
| First Health | Commercial|All Plans | $15,526.10 | ↑ +67% |
| Healthsmart | Commercial|All Plans | $15,526.10 | ↑ +67% |
| BCBS - Anthem | Commercial|MCS | $16,622.06 | ↑ +79% |
| BCBS - Anthem | Commercial|Non-MCS | $16,804.72 | ↑ +81% |
| Blue Shield CA | Commercial|FFS | $17,170.04 | ↑ +84% |
| Blue Shield CA | Commercial|Exchange | $17,170.04 | ↑ +84% |
| MultiPlan | Commercial|All Plans | $17,900.68 | ↑ +92% |
Visitor-reported prices
Comments
Electrd sq emblem s-icd at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $7,999.20 | $3,371.28 – $10,956.66 |
| Banner Lassen Medical Center | Susanville | $7,029.06 | $2,849.50 – $6,741.50 |
| Petaluma Valley Hospital | Petaluma | $16,379.04 | not published |
| Arroyo Grande Hospital | Santa Maria | $10,163.72 | $4,201.18 – $17,900.68 |
| Mercy Hospitals – Bakersfield | Bakersfield | $7,529.45 | $5,073.75 – $18,265.50 |
| Bakersfield Memorial Hospital | Bakersfield | $7,448.27 | $3,001.25 – $11,644.85 |
| Queen of The Valley Medical Center | Napa | $16,379.04 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $6,546.23 | not published |