Breast punct aspir cyst, bil at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$308.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,048.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.16 with Kaiser vs $6,009.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|> 21 $40.16 ↓ -87%
BCBS - Anthem Medicaid|> 21 $40.16 ↓ -87%
BCBS - Anthem Medicaid|< 21 $40.16 ↓ -87%
Kaiser Medicaid|< 21 $40.16 ↓ -87%
HPSJ Medicaid|> 21 $50.20 ↓ -84%
Health Plan of San Joaquin Medicaid|All Plans $50.20 ↓ -84%
Health Net Medicaid|All Plans $156.35 ↓ -49%
Kaiser Commercial|Affiliated Payers $220.08 ↓ -29%
Kaiser Commercial|All Other Plans $220.08 ↓ -29%
Sutter UMR Commercial|All Plans $524.00 ↑ +70%
Healthsmart Commercial|All Plans $628.80 ↑ +104%
First Health Commercial|All Plans $754.56 ↑ +145%
Medcore Commercial|Without ER $848.51 ↑ +175%
MultiPlan Commercial|All Plans $859.36 ↑ +179%
United Commercial|HMO $880.32 ↑ +186%
United Commercial|All Other Plans $880.32 ↑ +186%
Alignment Health Medicare|All Plans $898.42 ↑ +192%
United Commercial|Options PPO $932.72 ↑ +203%
Blue Shield CA Commercial|Exchange $988.00 ↑ +221%
United Medicare|All Plans $998.25 ↑ +224%
Cigna Medicare|All Plans $998.25 ↑ +224%
Molina Medicare|All Plans $998.25 ↑ +224%
Kaiser Medicare|All Plans $998.25 ↑ +224%
Aetna Medicare|All Plans $998.25 ↑ +224%
BCBS - Anthem Medicare|All Plans $998.25 ↑ +224%
Blue Shield CA Medicare|All Plans $998.25 ↑ +224%
Scan Health Plan Medicare|All Plans $998.25 ↑ +224%
Hill Physicians Commercial|All Plans $998.25 ↑ +224%
Medcore Commercial|With ER $998.25 ↑ +224%
Humana Medicare|All Plans $998.25 ↑ +224%
United Commercial|Non-Options PPO $1,048.00 ↑ +240%
Blue Shield CA Commercial|All Other Plans $1,294.00 ↑ +320%
BCBS - Anthem Commercial|Exchange $3,122.00 ↑ +913%
Aetna Commercial|All Other Plans $3,155.00 ↑ +924%
Aetna Commercial|HMO $3,155.00 ↑ +924%
Aetna Commercial|PPO $3,155.00 ↑ +924%
BCBS - Anthem Commercial|Non-MCS $4,277.00 ↑ +1288%
Health Net Commercial|Care Product $5,074.00 ↑ +1547%
Health Net Commercial|FFS $5,794.00 ↑ +1780%
BCBS - Anthem Commercial|MCS $6,009.00 ↑ +1850%

Visitor-reported prices

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Breast punct aspir cyst, bil at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Behavioral Health Center Stockton not published $939.66 – $939.66
St. John's Camarillo Hospital Camarillo $1,174.72 $49.40 – $2,091.96
Petaluma Valley Hospital Petaluma $952.17 $593.00 – $2,695.00
Arroyo Grande Hospital Santa Maria $1,001.10 $40.16 – $1,672.86
Mark Twain Medical Center San Andreas $1,021.65 $32.08 – $121.52
French Hospital San Luis Obispo $807.13 $40.16 – $1,949.22
Mercy Hospitals – Bakersfield Bakersfield $963.86 $40.16 – $1,836.80
Bakersfield Memorial Hospital Bakersfield $953.47 $40.16 – $1,813.84

All California hospitals for this procedure →