Breast punct aspir cyst, bil at Bakersfield Memorial Hospital
420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520
$953.47
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,598.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$40.16 with Molina vs $5,592.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Molina | Medicaid|< 21 | $40.16 | ↓ -96% |
| Kaiser | Medicaid|< 21 | $40.16 | ↓ -96% |
| LA Care | Medicaid|< 21 | $40.16 | ↓ -96% |
| Kaiser | Medicaid|> 21 | $40.16 | ↓ -96% |
| Care 1st | Medicaid|< 21 | $40.16 | ↓ -96% |
| LA Care | Medicaid|> 21 | $40.16 | ↓ -96% |
| Care 1st | Medicaid|> 21 | $40.16 | ↓ -96% |
| Partnership Health Plan | Medicaid|< 21 | $40.16 | ↓ -96% |
| Partnership Health Plan | Medicaid|> 21 | $40.16 | ↓ -96% |
| BCBS - Anthem | Medicaid|All Plans | $66.26 | ↓ -93% |
| Kern Health System | Medicaid|< 21 | $88.94 | ↓ -91% |
| Kern Health System | Medicaid|> 21 | $88.94 | ↓ -91% |
| Health Net | Medicaid|GemCare | $152.55 | ↓ -84% |
| Health Net | Medicaid|Non-GemCare | $206.36 | ↓ -78% |
| BCBS - Anthem | Medicare|All Other Plans | $893.98 | ↓ -6% |
| Humana | Medicare|All Plans | $893.98 | ↓ -6% |
| Aetna | Medicare|All Plans | $893.98 | ↓ -6% |
| United | Medicare|All Plans | $893.98 | ↓ -6% |
| Health Net | Medicare|All Plans | $893.98 | ↓ -6% |
| Kaiser | Medicare|All Plans | $893.98 | ↓ -6% |
| Blue Shield CA | Medicare|All Plans | $893.98 | ↓ -6% |
| Scan Health Plan | Medicare|All Plans | $893.98 | ↓ -6% |
| BrightHealth | Commercial|All Plans | $893.98 | ↓ -6% |
| HPN | Medicare|All Plans | $893.98 | ↓ -6% |
| Blue Shield CA | Commercial|Exchange | $898.00 | ↓ -6% |
| BCBS - Anthem | Medicare|Burn | $983.38 | ↑ +3% |
| HPN | Commercial|All Plans | $983.38 | ↑ +3% |
| Kaiser | Commercial|All Plans | $1,215.81 | ↑ +28% |
| Western Growers | Commercial|All Plans | $1,262.80 | ↑ +32% |
| CHN Sun View | Commercial|All Plans | $1,492.40 | ↑ +57% |
| First Health | Commercial|All Plans | $1,607.20 | ↑ +69% |
| Healthsmart | Commercial|All Plans | $1,744.96 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $1,813.84 | ↑ +90% |
| BCBS - Anthem | Commercial|PremerTiered | $1,859.76 | ↑ +95% |
| Blue Shield CA | Commercial|All Other Plans | $1,871.00 | ↑ +96% |
| United | Commercial|HMO | $2,273.04 | ↑ +138% |
| United | Commercial|Non-Options PPO | $2,296.00 | ↑ +141% |
| United | Commercial|Options PPO | $2,296.00 | ↑ +141% |
| United | Commercial|All Other Plans | $2,296.00 | ↑ +141% |
| BCBS - Anthem | Commercial|Exchange | $3,562.00 | ↑ +274% |
| Health Net | Commercial|Exchange | $3,753.00 | ↑ +294% |
| Aetna | Commercial|HMO | $3,842.00 | ↑ +303% |
| Aetna | Commercial|PPO | $4,056.00 | ↑ +325% |
| BCBS - Anthem | Commercial|All Other Plans | $4,142.00 | ↑ +334% |
| Health Net | Commercial|Care Product | $4,377.00 | ↑ +359% |
| Health Net | Commercial|All Other Plans | $5,242.00 | ↑ +450% |
| BCBS - Anthem | Commercial|MCS | $5,592.00 | ↑ +486% |
Visitor-reported prices
Comments
Breast punct aspir cyst, bil at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospitals – Bakersfield | Bakersfield | $963.86 | $40.16 – $1,836.80 |
| St. John's Camarillo Hospital | Camarillo | $1,174.72 | $49.40 – $2,091.96 |
| Petaluma Valley Hospital | Petaluma | $952.17 | $593.00 – $2,695.00 |
| Arroyo Grande Hospital | Santa Maria | $1,001.10 | $40.16 – $1,672.86 |
| Mark Twain Medical Center | San Andreas | $1,021.65 | $32.08 – $121.52 |
| French Hospital | San Luis Obispo | $807.13 | $40.16 – $1,949.22 |
| Queen of The Valley Medical Center | Napa | $1,049.07 | $1,005.45 – $6,200.00 |
| Providence St Joseph Hospital Eureka | Eureka | $6,096.03 | $910.78 – $8,018.00 |