Allograft umbilical epicord 15 sq cm-q4187-cost per sq cm at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,294.67

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,805.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$223.73 with BCBS - Anthem vs $7,805.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|< 21 $223.73 ↓ -90%
HPSJ Medicaid|> 21 $223.73 ↓ -90%
Health Plan of San Joaquin Medicaid|All Plans $223.73 ↓ -90%
BCBS - Anthem Medicaid|> 21 $223.73 ↓ -90%
Kaiser Medicaid|> 21 $223.73 ↓ -90%
Kaiser Medicaid|< 21 $223.73 ↓ -90%
Health Net Commercial|Care Product $306.93 ↓ -87%
Blue Shield CA Commercial|Exchange $323.08 ↓ -86%
Blue Shield CA Commercial|All Other Plans $323.08 ↓ -86%
Health Net Commercial|FFS $348.92 ↓ -85%
United Commercial|Non-Options PPO $369.15 ↓ -84%
United Commercial|All Other Plans $400.50 ↓ -83%
United Commercial|Options PPO $400.50 ↓ -83%
United Commercial|HMO $400.50 ↓ -83%
Health Net Medicaid|All Plans $552.61 ↓ -76%
Cigna Commercial|All Other Plans $815.66 ↓ -64%
Cigna Commercial|PPO $815.66 ↓ -64%
Kaiser Commercial|Affiliated Payers $2,029.30 ↓ -12%
Kaiser Commercial|All Other Plans $2,029.30 ↓ -12%
Sutter UMR Commercial|All Plans $3,122.00 ↑ +36%
Healthsmart Commercial|All Plans $4,292.75 ↑ +87%
BCBS - Anthem Commercial|Exchange $5,385.45 ↑ +135%
First Health Commercial|All Plans $5,619.60 ↑ +145%
MultiPlan Commercial|All Plans $6,400.10 ↑ +179%
BCBS - Anthem Commercial|MCS $7,414.75 ↑ +223%
BCBS - Anthem Commercial|Non-MCS $7,414.75 ↑ +223%
Aetna Commercial|All Other Plans $7,805.00 ↑ +240%
Aetna Commercial|PPO $7,805.00 ↑ +240%
Aetna Commercial|HMO $7,805.00 ↑ +240%

Visitor-reported prices

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Allograft umbilical epicord 15 sq cm-q4187-cost per sq cm at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $10,064.32 $167.70 – $593.00
Arroyo Grande Hospital Santa Maria $6,012.98 $223.73 – $6,262.20
French Hospital San Luis Obispo $5,507.21 $223.73 – $6,262.20
Mercy Hospitals – Bakersfield Bakersfield $5,791.31 $200.31 – $14,049.00
Bakersfield Memorial Hospital Bakersfield $5,728.87 $223.73 – $6,887.00
Queen of The Valley Medical Center Napa $8,359.61 $176.69 – $1,727.00
Providence St Joseph Hospital Eureka Eureka $4,737.11 $160.06 – $1,802.00
Healdsburg Hospital Healdsburg $5,245.25 $167.67 – $274.62

All California hospitals for this procedure →