Allograft umbilical epicord 15 sq cm-q4187-cost per sq cm at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,507.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,049.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$223.73 with Partnership Health Plan vs $6,262.20 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $223.73 ↓ -96%
Molina Medicaid|< 21 $223.73 ↓ -96%
Molina Medicaid|> 21 $223.73 ↓ -96%
BCBS - Anthem Medicaid|All Plans $223.73 ↓ -96%
Partnership Health Plan Medicaid|< 21 $223.73 ↓ -96%
Health Net Medicaid|< 21 $275.19 ↓ -95%
Health Net Medicaid|> 21 $275.19 ↓ -95%
Blue Shield CA Commercial|FFS $323.08 ↓ -94%
Blue Shield CA Commercial|Exchange $323.08 ↓ -94%
United Commercial|HMO $400.50 ↓ -93%
United Commercial|All Other Plans $400.50 ↓ -93%
United Commercial|Non-Options PPO $609.10 ↓ -89%
Health Net Commercial|FFS $1,214.10 ↓ -78%
CenCal Medicaid|> 21 $1,469.70 ↓ -73%
CenCal Medicaid|< 21 $1,469.70 ↓ -73%
MHS HSPCC Commercial|All Plans $1,725.30 ↓ -69%
Western Growers Commercial|All Plans $3,195.00 ↓ -42%
Cigna Commercial|All Other Plans $3,834.00 ↓ -30%
Cigna Commercial|PPO $3,834.00 ↓ -30%
Kaiser Commercial|All Plans $3,961.80 ↓ -28%
Aetna Commercial|Gatekeeper $4,600.80 ↓ -16%
Aetna Commercial|Non-Gatekeeper $4,984.20 ↓ -9%
Healthsmart Commercial|All Plans $5,431.50 ↓ -1%
First Health Commercial|All Plans $5,431.50 ↓ -1%
BCBS - Anthem Commercial|MCS $5,814.90 ↑ +6%
BCBS - Anthem Commercial|Non-MCS $5,878.80 ↑ +7%
MultiPlan Commercial|All Plans $6,262.20 ↑ +14%

Visitor-reported prices

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Allograft umbilical epicord 15 sq cm-q4187-cost per sq cm at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $10,064.32 $167.70 – $593.00
Arroyo Grande Hospital Santa Maria $6,012.98 $223.73 – $6,262.20
Mercy Hospitals – Bakersfield Bakersfield $5,791.31 $200.31 – $14,049.00
Bakersfield Memorial Hospital Bakersfield $5,728.87 $223.73 – $6,887.00
Queen of The Valley Medical Center Napa $8,359.61 $176.69 – $1,727.00
Providence St Joseph Hospital Eureka Eureka $4,737.11 $160.06 – $1,802.00
Healdsburg Hospital Healdsburg $5,245.25 $167.67 – $274.62
Redwood Memorial Hospital Fortuna $4,737.11 $483.74 – $1,847.00

All California hospitals for this procedure →