Albumin (human), 25%, 50ml at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,592.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,416.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.80 with Kaiser vs $180.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|Affiliated Payers $46.80 ↓ -97%
Kaiser Commercial|All Other Plans $46.80 ↓ -97%
Health Plan of San Joaquin Medicaid|All Plans $53.08 ↓ -97%
BCBS - Anthem Medicaid|> 21 $53.08 ↓ -97%
BCBS - Anthem Medicaid|< 21 $53.08 ↓ -97%
Kaiser Medicaid|> 21 $53.08 ↓ -97%
Kaiser Medicaid|< 21 $53.08 ↓ -97%
HPSJ Medicaid|> 21 $53.08 ↓ -97%
Sutter UMR Commercial|All Plans $81.00 ↓ -95%
United Commercial|Non-Options PPO $86.54 ↓ -95%
United Commercial|Options PPO $87.58 ↓ -94%
United Commercial|All Other Plans $87.58 ↓ -94%
United Commercial|HMO $87.58 ↓ -94%
Health Net Commercial|Care Product $100.00 ↓ -94%
Health Net Commercial|FFS $100.00 ↓ -94%
BCBS - Anthem Commercial|Exchange $102.60 ↓ -94%
Healthsmart Commercial|All Plans $108.00 ↓ -93%
First Health Commercial|All Plans $129.60 ↓ -92%
Health Net Medicaid|All Plans $131.11 ↓ -92%
BCBS - Anthem Commercial|Non-MCS $140.40 ↓ -91%
MultiPlan Commercial|All Plans $147.60 ↓ -91%
Cigna Commercial|PPO $151.56 ↓ -90%
Cigna Commercial|All Other Plans $151.56 ↓ -90%
BCBS - Anthem Commercial|MCS $180.00 ↓ -89%

Visitor-reported prices

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Albumin (human), 25%, 50ml at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $169.51 $72.90 – $210.60
Petaluma Valley Hospital Petaluma $163.95 $52.02 – $114.12
Arroyo Grande Hospital Santa Maria $385.20 $52.45 – $900.00
Mark Twain Medical Center San Andreas $587.42 $53.08 – $864.36
French Hospital San Luis Obispo $505.68 $52.45 – $882.00
Mercy Hospitals – Bakersfield Bakersfield $2,460.85 $53.08 – $176.00
Bakersfield Memorial Hospital Bakersfield $2,434.32 $53.08 – $220.00
Queen of The Valley Medical Center Napa $256.84 $53.08 – $116.71

All California hospitals for this procedure →