Albumin (human), 25%, 50ml at Arroyo Grande Hospital

1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$385.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$900.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.45 with CenCal vs $900.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CenCal Medicaid|< 21 $52.45 ↓ -86%
CenCal Medicaid|> 21 $52.45 ↓ -86%
Partnership Health Plan Medicaid|< 21 $53.08 ↓ -86%
Partnership Health Plan Medicaid|> 21 $53.08 ↓ -86%
MHS Hospice Commercial|All Plans $63.99 ↓ -83%
Health Net Medicaid|> 21 $80.31 ↓ -79%
Health Net Medicaid|< 21 $80.31 ↓ -79%
United Commercial|Non-Options PPO $86.54 ↓ -78%
United Commercial|All Other Plans $87.58 ↓ -77%
United Commercial|Options PPO $87.58 ↓ -77%
United Commercial|HMO $87.58 ↓ -77%
Cigna Commercial|All Other Plans $405.00 ↑ +5%
Cigna Commercial|PPO $405.00 ↑ +5%
Western Growers Commercial|All Plans $450.00 ↑ +17%
Kaiser Commercial|All Plans $567.00 ↑ +47%
First Health Commercial|All Plans $756.00 ↑ +96%
Healthsmart Commercial|All Plans $828.00 ↑ +115%
MultiPlan Commercial|All Plans $882.00 ↑ +129%
BCBS - Anthem Commercial|Non-MCS $900.00 ↑ +134%
BCBS - Anthem Commercial|MCS $900.00 ↑ +134%

Visitor-reported prices

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Albumin (human), 25%, 50ml at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $169.51 $72.90 – $210.60
Petaluma Valley Hospital Petaluma $163.95 $52.02 – $114.12
Mark Twain Medical Center San Andreas $587.42 $53.08 – $864.36
French Hospital San Luis Obispo $505.68 $52.45 – $882.00
Mercy Hospitals – Bakersfield Bakersfield $2,460.85 $53.08 – $176.00
Bakersfield Memorial Hospital Bakersfield $2,434.32 $53.08 – $220.00
Queen of The Valley Medical Center Napa $256.84 $53.08 – $116.71
Providence St Joseph Hospital Eureka Eureka $256.84 $53.08 – $139.21

All California hospitals for this procedure →