Obstetrics panel at St. Joseph's Behavioral Health Center

2510 N California St, Stockton, CA · CommonSpirit Health · · NPI 1053443473

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$326.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$572.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.81 with Kaiser vs $457.60 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $47.81 ↓ -85%
BCBS - Anthem Medicare|All Plans $47.81 ↓ -85%
DHR Medicaid|All Plans $57.20 ↓ -82%
BCBS - Anthem Commercial|Exchange $113.98 ↓ -65%
BCBS - Anthem Commercial|Non-MCS $154.10 ↓ -53%
DHR Commercial|All Plans $160.16 ↓ -51%
Kaiser Commercial|All Plans $286.00 ↓ -12%
Aetna Commercial|HMO $303.16 ↓ -7%
Aetna Commercial|PPO $303.16 ↓ -7%
Aetna Commercial|All Other Plans $303.16 ↓ -7%
Magellan Commercial|All Plans $343.20 ↑ +5%
First Health Commercial|All Plans $411.84 ↑ +26%
Healthsmart Commercial|All Plans $417.56 ↑ +28%
MultiPlan Commercial|All Plans $440.44 ↑ +35%
Cigna Commercial|PPO $457.60 ↑ +40%
Cigna Commercial|All Other Plans $457.60 ↑ +40%

Visitor-reported prices

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Obstetrics panel at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Medical Center Stockton Stockton $169.35 $40.64 – $472.32
Mark Twain Medical Center San Andreas $139.86 $47.81 – $205.80
Mercy Hospitals – Bakersfield Bakersfield $211.47 $47.81 – $215.20
Bakersfield Memorial Hospital Bakersfield $209.19 $47.81 – $212.51
Mercy Medical Center Merced Merced $317.76 $47.81 – $579.98
California Hospital Medical Center Los Angeles $174.12 $46.25 – $283.61
Providence Saint Joseph Medical Center Burbank $502.60 $47.81 – $221.91
Petaluma Valley Hospital Petaluma not published $46.85 – $134.42

All California hospitals for this procedure →