Obstetrics panel at Mercy Medical Center Merced
333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191
$317.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$617.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$47.81 with LA Care vs $579.98 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| LA Care | Medicare|All Plans | $47.81 | ↓ -85% |
| Health Net | Medicare|All Plans | $47.81 | ↓ -85% |
| United | Medicare|All Plans | $47.81 | ↓ -85% |
| Scan Health Plan | Medicare|All Plans | $47.81 | ↓ -85% |
| Blue Shield CA | Medicare|All Plans | $47.81 | ↓ -85% |
| Aetna | Medicare|All Plans | $47.81 | ↓ -85% |
| BCBS - Anthem | Medicare|All Plans | $47.81 | ↓ -85% |
| Kaiser | Medicare|All Plans | $47.81 | ↓ -85% |
| Humana | Medicare|All Plans | $47.81 | ↓ -85% |
| Inland Empire Health Plan | Medicaid|> 21 | $51.39 | ↓ -84% |
| Molina | Medicaid|< 21 | $51.39 | ↓ -84% |
| Molina | Medicaid|> 21 | $51.39 | ↓ -84% |
| Kaiser | Medicaid|< 21 | $51.39 | ↓ -84% |
| Kaiser | Medicaid|> 21 | $51.39 | ↓ -84% |
| Partnership Health Plan | Medicaid|< 21 | $51.39 | ↓ -84% |
| Partnership Health Plan | Medicaid|> 21 | $51.39 | ↓ -84% |
| Kern Health System | Medicaid|< 21 | $51.39 | ↓ -84% |
| Kern Health System | Medicaid|> 21 | $51.39 | ↓ -84% |
| California Health & Wellness | Medicaid|< 21 | $51.39 | ↓ -84% |
| California Health & Wellness | Medicaid|> 21 | $51.39 | ↓ -84% |
| Central California Alliance for Health | Medicaid|All Plans | $51.39 | ↓ -84% |
| Health Plan of San Joaquin | Medicaid|< 21 | $51.39 | ↓ -84% |
| Health Plan of San Joaquin | Medicaid|> 21 | $51.39 | ↓ -84% |
| Inland Empire Health Plan | Medicaid|< 21 | $51.39 | ↓ -84% |
| United | Commercial|HMO | $57.37 | ↓ -82% |
| United | Commercial|All Other Plans | $57.37 | ↓ -82% |
| United | Commercial|Non-Options PPO | $57.37 | ↓ -82% |
| United | Commercial|Options PPO | $57.37 | ↓ -82% |
| BCBS - Anthem | Medicaid|> 21 | $62.66 | ↓ -80% |
| BCBS - Anthem | Medicaid|< 21 | $62.66 | ↓ -80% |
| Health Net | Medicaid|All Plans | $111.00 | ↓ -65% |
| BCBS - Anthem | Commercial|Exchange | $175.87 | ↓ -45% |
| Blue Shield CA | Commercial|Exchange | $178.93 | ↓ -44% |
| BCBS - Anthem | Commercial|All Other Plans | $231.39 | ↓ -27% |
| Blue Shield CA | Commercial|All Other Plans | $240.63 | ↓ -24% |
| Aetna | Commercial|All Other Plans | $277.25 | ↓ -13% |
| Aetna | Commercial|PPO | $277.25 | ↓ -13% |
| Aetna | Commercial|HMO | $277.25 | ↓ -13% |
| BCBS - Anthem | Commercial|MCS | $365.68 | ↑ +15% |
| Healthsmart | Commercial|All Plans | $370.20 | ↑ +17% |
| Cigna | Commercial|PPO | $401.05 | ↑ +26% |
| Cigna | Commercial|All Other Plans | $401.05 | ↑ +26% |
| Kaiser | Commercial|All Plans | $425.73 | ↑ +34% |
| First Health | Commercial|All Plans | $493.60 | ↑ +55% |
| MultiPlan | Commercial|All Plans | $579.98 | ↑ +83% |
Visitor-reported prices
Comments
Obstetrics panel at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mark Twain Medical Center | San Andreas | $139.86 | $47.81 – $205.80 |
| Mercy Hospitals – Bakersfield | Bakersfield | $211.47 | $47.81 – $215.20 |
| Bakersfield Memorial Hospital | Bakersfield | $209.19 | $47.81 – $212.51 |
| St. Joseph's Behavioral Health Center | Stockton | $326.62 | $47.81 – $457.60 |
| St. Joseph's Medical Center Stockton | Stockton | $169.35 | $40.64 – $472.32 |
| California Hospital Medical Center | Los Angeles | $174.12 | $46.25 – $283.61 |
| Providence Saint Joseph Medical Center | Burbank | $502.60 | $47.81 – $221.91 |
| Petaluma Valley Hospital | Petaluma | not published | $46.85 – $134.42 |